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Published byMyron Fisher Modified over 9 years ago
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Sampada Investment Consultancy Services Ph : 0-9896151628 sampada@aol.in
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Think………….……................ 1. Are you going to get any type of Pension? 2. Till what age you are going to Work? 3. How much money would be needed to fulfill your needs, when you retire?
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Time is running Out! No body wants to work after the age of 55. So if you are 30 now, then you have 25 years left to plan your retirement. That means, you are going to get only and only 25X12 = 300 Pay cheques.
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Compliance Inflation…………No body thinks of Inflation while planning…… It can ruin all our plans…….if not taken properly. So, if you need Rs. 20000 p.m. today, for a simple living, then after 25 years it would be Rs. 84,000 p.m. for surviving if we take 6% P.A. rate of inflation
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A battle with Inflation It means if your life style requires Rs. 25,000 p.m. as on today, then you will require almost Rs. One Lac per month for maintaining your life style. NowAfter 25 yrs Rs. 5,000Rs. 21,000 Rs. 7,000Rs. 30,000 Rs. 10,000Rs. 42,000 Rs. 15,000Rs. 63,000
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Dilemma? How will I get this much amount? How much will I have to Invest? Where to Invest…? Can I save that much to get this amount?
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Solution Rs. 2,500 per month invested for 25 years can give you a Pension of Rs. 80,000 p.m. i.e. Rs. 19,000 as on Today. Rs. 2,500 per month invested for 30 years can give you Rs.1.55 Lac p.m. i.e. Rs. 27,000 Early you start, better you get……….
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Sampada Investment Consultancy Services Ph : 0-9896151628 sampada@aol.in
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