1. WWJ 950 Financial Strategies For the Rebound

2. Providing Sound Advice… For Life 200 East Big Beaver, Troy, MI 48083 (248) 457-4555 www.gwallc.com Global Wealth Advisors LLC

3. Revisit  Goals  Objectives Safety Appreciation Income Liquidity

4. Re-evaluate  Risk Tolerance Ability Willingness

5. Re-estimate  Time Horizon Short Term Mid-Term Long Term

6. Review  Balance Sheet  Cash Flow Statement

7. Reconsider Portfolio Strategies  Asset Allocation  Global Diversification  Rebalancing  Dollar Cost Averaging

8. Revise Your Approach  No Load  Low Cost  Passive vs. Active Market Returns Market Risk Consistency

9. Remember Statistics  91%+ of Return Variation: Asset Allocation  90% of Active Funds Do Not Beat Benchmark  1.4% Average Expense Ratio for Actively Managed Funds

10. One More Statistic 15 Year Average Annual Returns (1993-2007)

11. Re-Calculate  S & P 500 March 9, 2009 676.53 March 23, 2009 822.92 Two Week Gain >21%  Was Your Crystal Ball Right?

12. Recall: Famous Quote  “Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees.” Warren E. Buffet Chairman and CEO, Berkshire Hathaway

13. Decision Making  Review Game Plan  Make Necessary Changes  Maintain Long Term Perspective  Consider Independent Advisor

14. Providing Sound Advice… For Life 200 East Big Beaver, Troy, MI 48083 (248) 457-4555 www.gwallc.com Global Wealth Advisors LLC