1. 700 Interviews, Conducted October 29 – November 1, 2009 Margin of error: +/- 3.7% Consumer Confidence Poll – Nov. 2009

2. Poll Demographic Makeup

3. Poll Demographics – State / Education

4. Consumer Confidence Indices *U of Mich. Survey October 30 Figures.

5. Consumer Confidence Indices

7. Consumer Sentiment

8. Current Economic Conditions

9. Consumer Expectations

10. Current Financial Situation 1% of respondents were undecided.

11. Current Financial Situation 1% of respondents were undecided.

12. Current Financial Situation 1% of respondents were undecided.

13. by Age Current Financial Situation

15. by Housing Status Current Financial Situation

16. Family Finances in One Year? 7% of respondents were undecided.

17. Family Finances in One Year?

18. 7% of respondents were undecided.

19. Family Finances in One Year?

20. Business Conditions: Next Year?

22. 19% of respondents were undecided.

23. Business and Personal Expectations

25. Business Conditions: Next Year?

26. Next 5 Years - Predicted Growth

28. 14% of respondents were undecided.

29. Next 5 Years - Predicted Growth by Income

30. Next 5 Years - Predicted Growth

31. Purchase of Durable Goods

33. 15% of respondents were undecided.

34. Family Response To Stock Market Changes

35. Family Response To Stock Market

36. by Age

37. Family Response To Stock Market by Income

38. Family Response To Stock Market

39. Primary Residence Ownership

40. 3% of respondents refused to answer.

41. Primary Residence Ownership by Age

42. Which Is True for You? (Non-Renters Only)

43. Fear of Losing Home Not asked of those not currently paying a mortgage.

44. Fear of Losing Home Not asked of those not currently paying a mortgage.

45. Fear of Losing Home Not asked of those not currently paying a mortgage.

46. Good Time to Buy House?

49. Good Time to Buy a House?

50. Employment in Past 3 Months 3% of respondents were undecided.

51. Employment in Past 3 Months

52. Change in Ability to Get Credit 4% of respondents were undecided.

53. Change in Ability to Get Credit

54. by Income Change in Ability to Get Credit

55. Increase in Cost of Credit 8% of respondents were undecided.

56. Increase in Cost of Credit

57. by Income Increase in the Cost of Credit

58. Effect of Change in Credit Only asked of the125 respondents who had seen a change in their ability to get credit (14%) or an increase in the cost of credit (32%). 31% had not been affected and 1% were undecided. Multiple responses accepted.

59. Spend on Holiday Shopping 1% of respondents were undecided.

60. Change in Holiday Spending

61. by Income Spend on Holiday Shopping

62. Affected 401k / Stock Market Loss 3% of respondents were undecided.

63. Affected 401k/Market Loss

64. by Income Affected by 401k/Market Loss