1. Women’s Money Circles Empowering, Educating, and Engaging Women about Money SFEPD Financial Literacy Leadership Conference September 29, 2014 Tacy Paul Roby, CFP® Regional Vice President, Calvert Investments Eleanor Blayney, CFP® Consumer Advocate for CFP Board 1

2. The Power of Circle Meeting in circle dates from pre-history; symbolically and literally puts participants on equal ground Builds trust through well-defined principals and process Provides opportunity to share leadership, to hear and be heard Puts money, often an isolating and anxious topic for women, into a social and supportive context Helps women gain courage and resolve to take next necessary steps to become financially aware 2

3. The Three Principles of Circle Leadership rotates Responsibility for the experience is shared Participants rely on inspiration, not personal or formal agendas, to guide the discussion Source: Christina Baldwin, Calling the Circle, The First and Future Culture, 1998. 3

4. The Three Practices of Circle Speak with intention Listen with attention Tend to the well-being of the group Source: Christina Baldwin, Calling the Circle, The First and Future Culture, 1998. 4

5. Setting Circle Agreements We keep stories & personal info confidential We listen to others with compassion and curiosity We ask for what we need and offer what we can We agree to have a group guardian to watch our timing, needs, and energy We agree to pause when signaled by the guardian, and to call for that signal when we need to pause Source: Christina Baldwin, Calling the Circle, The First and Future Culture, 1998. 5

6. Welcome Check-In Core Conversations Check-out The Process of Circle 6

7. Defining the Circle Intention Circle = collaborative conversations What money issues lend themselves to productive collaborations? -- money literacy; learning together -- recognizing financial behaviors -- setting and meeting goals with group support What would get women to show up? -- what is the pebble in their shoe? 7

8. Example: Circle Intention and Design Circle Topic: “Introducing a Women’s Money Circle” Intention: Creating a safe a space to explore money topics Check-in: What prompted you to respond to the invitation to a Women’s Money Circle? Powerful Questions: When you talk about money, what do you feel? Where are those feelings located in your body? What would financial confidence look like? Feel like? What could we do together that we cannot do alone? 8

9. Example: Circle Intention and Design Circle Topic: “Money, Value, and Our Values” Intention: Getting in touch with the value we want our financial decisions to honor Check-in: What are some things that have value for you? What values did you bring here today? Powerful Questions: How are your values reflected in the way you spend money? How are your values reflected in the way you spend time? Share a story about a time when you used money in support of your values 9

10. Example: Circle Intention and Design Circle Topic: “Women’s Ways of Knowing” Intention: Exploring what we already know as women, mothers, wives, friends that can help us with our financial management Check-in: What do you know for sure? Powerful Questions: What works well with our children, our relationships? Can this knowledge, wisdom help us with our money? What would it take for you to really understand finances? Are you ready for this knowledge? 10

11. Contact Information Tacy Paul Roby 240-491-1539 tacy.roby@calvert.com Eleanor Blayney 703-624-5568 eblayney@cfpboard.org 11