1. Classes –To-Go! 4B Value Line: More than a Stock Page Sandra F. Barlow BIVA Board Director

2. BETTERINVESTING Classes 2 Disclaimer The information in this presentation is for educational purposes only and is not intended to be a recommendation to purchase or sell any of the stocks, mutual funds, or other securities that may be referenced.

3. BETTERINVESTING Classes 3 Three Parts of the Value Line Investment Survey Part I - Summary & Index Part II - Selection & Opinion Part III - Ratings & Reports

4. BETTERINVESTING Classes 4 Summary & Index Part 1

5. BETTERINVESTING Classes 5 BI investors like to buy good solid stocks at a good price….. February 26, 2010

6. BETTERINVESTING Classes 6 Estimated Median Price Appreciation February 26, 2010

7. BETTERINVESTING Classes 7 Useful Screens in Part I, such as…. Conservative Stocks Highest Dividend Yielding Stocks Stocks with high 3-5 year appreciation potential (2 old BI favorites) Others

8. BETTERINVESTING Classes 8

9. 9 Partial Screen

10. BETTERINVESTING Classes 10 Part 2 Selection & Opinion

11. BETTERINVESTING Classes 11

12. BETTERINVESTING Classes 12 Value Line’s Model Portfolios Portfolio 1 – Stocks with above average year-ahead price potential Portfolio 2 – Stocks for income and potential price appreciation Portfolio 3 – Stocks with long-term price growth potential Portfolio 4 – Stocks with above-average dividend yields

13. BETTERINVESTING Classes 13 Portfolio 2 Income and Appreciation 2-26-10

14. BETTERINVESTING Classes 14 Selection & Opinion also lists insider transactions You may be interested: W H Gates, III sold 7 million shares of MSFT in February 2010

15. BETTERINVESTING Classes 15 Section III Ratings and Reports

16. BETTERINVESTING Classes 16

17. BETTERINVESTING Classes 17 ZMH – Top of VL page Cash Flow

18. BETTERINVESTING Classes 18 Safety Rank Stocks ranked #1 and #2 –have stronger than average finances –Have lower than average volatility –Tend to go down less than average in declining stock markets

19. BETTERINVESTING Classes 19 ZMH Capital Structure Box

20. BETTERINVESTING Classes 20 Annual Rates of Change Easiest place to see trends ZMH 2-26-10

21. BETTERINVESTING Classes 21 Questions?