1. Vocabulary 2.02 – Understanding Threats to Financial Security LIFE Gwishiri

2. Failure to plan Not making shopping lists, spending plans, doing comparison shopping, etc Not securing personal information and property Failure to protect

3. Scam/Scheme A plot designed to trick someone, a deception A scam that usually involves a “get rich quick” chain letter, sending money to others in order to, supposedly, receive money in the mail yourself Pyramid

4. High-pressure sales approach Using extreme tactics to persuade a consumer to buy Stealing one’s personal information to commit theft or fraud Identity Theft

5. Federal Trade Commission FTC; a government agency to assist consumers who’ve been victims of fraud A local consumer protection agency Better Business Bureau

6. National Consumers League Has a website where incidents of consumer fraud may be reported This state office assists consumers who have been victimized by fraud State Attorney General