1. By: Asfa Khan and Huda Mukhtar
IDENTITY FRAUD
By: Asfa Khan and Huda Mukhtar

2. IDENTITY THEFT
Identity theft is basically a stage of collecting someone else’s personal information for a criminal purpose
Identity theft also is the fraudulent use of your personal information to access your bank account , to take loans on your name and take advantages of your account

3. IDENTITY FRAUD
Identity fraud is when one uses another’s identity to perform financial activities (accessing their financial accounts, writing cheques, opening new bank accounts and getting new loans)

4. FACT 4
The Canadian Government made the law in 2010 that it's considered illegal to possess someone’s  personal information for a criminal purpose.
A law made so late?

5. INFORMATION THEY TAKE:
The information most useful to identity thieves are :
Full name and address
date of birth
social insurance number
drivers licence
Passport number

6. MORE THINGS WOULD BE.. Other government-issued ID numbers
Student ID numbers
Credit card, bank card and other financial numbers
typical passwords or security question answers
Information about your family ,work and personal life

7. HOW THEY GET YOUR INFORMATION
Stealing your wallet, purse, cheques or mail
Gathering information from records in your home
sitting through your trash to find useful information Watching you enter your pin to your credit card
eavesdropping on your insecure wireless communications
Gathering information about you from social networking sites such as face book, blogs and etc..
Hacking into your computer through a virus or other method

8. WHAT THEY DO WITH YOUR INFORMATION
To make charges on your bank account for their benefit
Using, copying your cheques and drawing money from your bank account
Opening up new credit cards and phone line in your name and ends up not paying the bill
Getting a tax refund or other benefits in your name
Getting a job in your name
pretending to be you when arrested

9. HOW THAT AFFECTS YOU Victims end up getting accused
Example: they could be accused for withdrawing money from someone's account when they did not
Can get in trouble because someone else is going by your name
Victims of identity theft can suffer from financial loss and have difficulty in getting back their good name
The consequences range from lost job opportunities to time spent in jail
Credit problems and financial ruin.

10. IF YOU THINK YOU MAY BE A VICTIM…
Step 1 - Contact the police and file a report
Step 2 - Let your bank and credit card company know
Step 3 - Contact the two national credit bureaus and put a fraud alert on your credit report (Equifax and TransUnion Canada), OR contact the Canadian Anti-Fraud center

11. PREVENTION Track of emails and phone calls
Keep minimum cards in wallet
Swipe your card yourself instead of having the cashier swipe it for you
Be careful when you’re entering your pin number (keep away from prying eyes)
Keep track of your mail, and pick it up as soon as possible every time
Keep track of the billing cycle (if they aren’t on time make sure you check up)
Memorize all your pin numbers instead of writing them down on any card
Make SURE you shred your personal information

12. THINGS YOU SHOULD KEEP SECURE
Credit card statements
Bank and other financial statements
Insurance policies
Medical documents
Tax Records
Government benefit statements
Passports
Legal Documents
Wills

13. THINGS TO CONSIDER IF YOU USE A COMPUTER
Do not store passwords on your computer
Keep a password on your computer
Protect your computer with a firewall and an anti-virus software
Shut down your computer when not in use (When its shut off it disconnects the internet, preventing access to thieves)
Use strong passwords (mix of uppercase, lowercase letters, and numbers) for all financial accounts

14. CONTINUED.. Do not open emails or attachments that you don’t recognize
Close pop-up tabs immediately
Avoid making online purchases or shopping when you’re using a public WIFI
Pay for online purchases only with a credit card system as secure as PayPal (things like cheques contain too much personal info.)

15. FOR YOUR SMARTPHONE
Install security software specifically for your smartphone and make sure it updates regularly
Keep a backup/wipe programs that can backup your stuff and delete all your data on it if it gets lost

16. COOL FACT! TransUnion says,
Every minute about 19 people fall victim to identity theft.

17. VIDEO

18. Bibliography
(2013, October 1). Retrieved May 19,  
Identity Theft Protection Guide. (n.d.). Retrieved May 19, 2015, from  
Identity Theft. (n.d.). Retrieved May 19, 2015, from  
Identity theft support for identity theft victims and consumers. | Canadian Identity Theft Support Centre. (2013). Retrieved May 19, 2015, from  
Reports and Publications. (2014). Retrieved May 20, 2015, from  
Reports and Publications. (2014). Retrieved May 20, 2015, from    ( videos )

19. END