1. USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 35 YEARS

2. Who is USA Benefits Group? Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  35 Years Of Providing health insurance Solutions

3. USA BENEFITS GROUP GOALS USA BENEFITS GROUP GOALS Make You Aware Of All Your Options, Not Just Ours!! Make You Aware Of All Your Options, Not Just Ours!! Help You Pick Your Best Option Based On Affordability Help You Pick Your Best Option Based On Affordability Place Your Business With Companies We Trust Place Your Business With Companies We Trust Earn Your Business For Life Earn Your Business For Life

4. FAMILY LIFE “Premier Options”   Our specific plan design has been used for many years and none of these plans has ever had a single rate increase on an in force policy – EVER STABILITY AND SECURITY   IMPORTANT FEATURES OF ALL “Premier Option Plans” No Deductible + No Coinsurance   No Co-pays + No Utilization Review   No Preauthorization + No Pre Certification   No Application, Enrollment or Admin Fees!   It’s “First Dollar Coverage” on all covered medical services.

5. READ MEMBER BROCHURE http://www.dc-usabg.com/filecabinet/premier-b.pdf WRITE DOWN YOUR QUESTIONS USABG “FIRST CHOICE” CORE BENEFITS Study These Multiple Benefit Levels http://www.dc-usabg.com/filecabinet/premier-b.pdf  Daily Hospital Confinement Benefit  Intensive Care Unit Benefit  Surgery And Anesthesiology Benefit  Doctor Office And Wellness   Specified Injury Benefit   ER/Urgent Care/Doctors Office - Accident Benefit   In-Hospital Injury Indemnity - $200 per day  Multi Plan PPO Network FINANCIAL SECURITY BENEFITS CANCER $20,000 FIRST DIAGNOSIS BENEFIT + INDEMNITY BENEFITS CANCER $20,000 FIRST DIAGNOSIS BENEFIT + INDEMNITY BENEFITS+ KARIS GROUP PATIENT ADVOCASY BENEFITS KARIS GROUP PATIENT ADVOCASY BENEFITS

6. COMPLIMENTARY TOTAL PROTECTION PLUS VALUE ADDED BENEFITS Rx CUT CARD + HELP Rx WE HAVE SAVED CUSTOMERS OVER $127,000,000, ON PRESCRIPTIONS WE HAVE SAVED CUSTOMERS OVER $127,000,000, ON PRESCRIPTIONS  We have been successful many times at saving a new client more money on their “Rx costs” than the actual cost of our  plan!! http://www.rxcut.com/usabg/en/Home.html Rx CUT CARD ALSO INCLUDES HUGE “ 50+%” DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS ALSO INCLUDES HUGE “ 50+%” DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS

7. WHAT I NEED YOU TO DO !! WRITE DOWN YOUR QUESTIONS !! READ MEMBER BROCHURE READ MEMBER BROCHURE http://www.dc-usabg.com/filecabinet/premier-b.pdf http://www.dc-usabg.com/filecabinet/premier-b.pdf http://www.dc-usabg.com/filecabinet/premier-b.pdf !! VIEW KARIS GROUP PATIENT ADVOCASY !! http://www.usahc.com/videos/karis_video.html WHAT I NEED ON YOUR PRESCRIPTIONS SEND ME THE CORRECT SPELLING AND DOSAGE OF YOUR DRUGS ?? WHAT DOES THE DRUG COST ?? We have been successful many times at saving a new client more money on their Rx costs than the actual cost of their membership David L. Collins Executive Vice President USA Benefits Group Eagle Division 866.328.6182dc@usabg.net