1. CAIB Annual Conference, Georgetown, Guyana Nov 12 -15, 2007 Benjamin Spiro, Vice President Securities Trading Capital & Credit International Inc.

2. The Caribbean Basin Region Overview The Regulatory & Economic Environment Global Investment

3. Capital & Credit International The power of relationships Correspondent Banking Wealth Management Mutual Funds

4. Correspondent Banking

5. ProCash Plus Providing retail banking services for Caribbean & foreign institutions via. Our Broker Dealer platform. Better cash management. An asset management tool which allows you to deposit money, write checks, invest in securities, purchase products and services, and pay bills from a single account. Credit/Debit Card Services 24/7 online Account Access Consolidated monthly reporting Dedicated support

6. Standard Checks/Cards

7. Custom Checks/Cards

8. Optional ProCash Plus ® Features BillSuite™ – a value added financial tool that allows individual investors to pay bills online EasyPay™ – a money transfer system that enables your clients to conveniently transfer funds from their bank checking accounts to their brokerage account

9. ProCash Plus™ Cash Management Services ProCash Plus Accounts vs. Standard Retail Accounts

10. Mutual Funds

11. Mutual Funds—Benefits Diversification Professional Management Liquidity Flexibility Convenience

12. Risk and Return Potential Return Low RiskHigh Risk Money Market Funds Bond Funds Balanced Funds Conservative Stock Funds Aggressive Stock Funds Mutual funds that offer great potential for higher returns involve more risk

13. Best Mutual Funds of 2007 1) Direxion Latin America Bull 2X Inv DXZLX Up 114.0%DXZLX 2) AIM China A AACFX Up 113.4%AACFX 3) ProFunds Ultra Emerging Markets UUPIX Up 111.8%UUPIX 4) Nationwide China Opportunities A GOPAX Up 104.78%GOPAX 5) Guinness Atkinson China & Hong Kong ICHKX Up 97.1%ICHKX 6) Matthews China MCHFX Up 95.61%MCHFX 7) Columbia Greater China NGCAX Up 95.2%NGCAX 8) Dreyfus Premier Greater China A DPCAX Up 91.8%DPCAX 9) Eaton Vance Greater China Growth EVCGX Up 91.8%EVCGX 10) Direxion Emerging Markets Bull 2.0X Inv DXELX Up 88.0%DXELX

14. Thank You