1. Proudly presents

2. The Mortgage Credit Certificate Program

3.  It reduces the amount of federal income tax paid by your borrower either thru an annual income tax deduction or a decreased amount of tax taken out of their take home pay. What does the MCC do? $2,000.00 X 30 = $60,000.00

4.  It can help your borrower qualify for a larger home or assist your borrower in qualifying for a mortgage loan when they otherwise would not. What does the MCC do? $167.00/month income $20,000.00 increased loan amount $600.00 more in commission

5. EDUCATION What Does the MCC Do?

6. Who Qualifies for the MCC Program???

7. BROWARD COUNTY  First time homebuyers  Borrowers who qualify for traditional mortgage financing  Veterans  Borrowers purchasing a home less than $391,153.00  Borrowers with a household income not exceeding:

8. PALM BEACH COUNTY  First time homebuyers  Borrowers who qualify for traditional mortgage financing  Veterans  Borrowers purchasing a home less than $381,375.00  Borrowers with a household income not exceeding:

9. How will you benefit?  Increased purchase prices  Qualify borrowers who normally would not  Marketing piece to previous clients  Use it in your listing presentation and part of your MLS listing to direct more traffic

10. What is needed?  Three years of tax returns  Completed MCC application  Completed 1 st time homebuyers course  Mortgage qualification  $300.00 issuance fee

11. DISCLAIMER  We are not accountant’s. Please consult your CPA.  Borrower may be subject to a recapture tax.  Borrower must have taxable income.

12. So what is next??? Call Us: 561.316.6800