1. 1 Banco do Brasil S.A. 3Q07

2. 2 Economic Environment Interest Rate - SelicPrice Index - IPCA Ratio - % Source: Central Bank and Brazilian Institute of Geography and Statistics - IBGE 2003 16.5 9.3 2004 17.8 7.6 2005 18.0 5.7 2006 13.3 3.1 9M07 11.2 3.0 14.2 2.0 9M06

3. 3 Trade BalanceInternational Reserves Economic Environment Sovereign Risk – basis points Source: Agência Estado, Ministry of Development, Industry and Foreign Trade and Central Bank USD billion 463 383 303 192 2003 24.8 49.3 2004 33.6 52.9 2005 44.7 53.8 2006 46.1 85.8 3Q07 30.9 163.0 34.0 73.3 3Q06 231 177

4. 4 Banking Industry 2003200420052006 BusinessesIndividuals Loan Segments – Free Resources % Loan / GDP - % Source: Central Bank 39.5 43.6 47.2 47.8 60.5 56.4 52.8 52.2 Sep/07 49.2 50.8 26.2 26.9 28.1 30.8 33.1

5. 5 Loan Segments 2003200520062004 Payroll LoanCredit Card / Overdraft Account CarsOthers Individual Loan Segments - % Source: Central Bank 45.1 26.6 11.7 16.6 42.5 26.7 10.6 20.2 47.2 27.5 13.0 12.4 55.1 29.7 15.2 Sep/07 43.2 25.8 10.4 20.6

6. 6 Banco do Brasil Structure COBRA BB-99.36% ON 99.34% Total BI-0.03% ON 0.03% Total BB LEASING BB - 100% ON 100% Total BB VIENA BB -100% ON 100% Total BB CARTÕES BB - 100% ON 100% Total BB LEASING Co. LTD BB - 100% ON 100% Total BB DTVM BB -100% ON 100% Total BB CORRETORA BB - 100%ON 100% Total BAMB BB -100% ON 100% Total BB CONSÓRCIOS BB - 100% ON 100% Total BB BI BB - 100% ON 100% Total BANCO DO BRASIL SECURITIES LLC BB - 100% ON 100% Total BB SECURITIES BAMB -100% ON 100% Total BB TURISMO BAMB - 99% ON BB LEASING – 1%ON 100%Total ATIVOS S.A. BB BI - 49% ON 74.50 % Total BAMB - 51% ON 25.50% Total ALIANÇA DO BRASIL BB-BI 40% ON 70% Total BRASILPREV BB-BI 49.99% ON 49.99% Total CIBRASEC BB-BI 9.09% ON 9.09% Total SBCE BB-BI 12.08% ON 12.08% Total BRASILSAÚDE BB-BI 49.92%ON 49.92% Total VISANET BB BI Classe A 35% Classe B 28.75% 31.99% Total ITAPEBI BB-BI 19% ON 19% Total BRASILCAP BB-BI 49.99% ON 49.99% Total KEPLER WEBER BB-BI 24.38% ON 24.38% Total DTVM 0.30% ON 0.30% Total VISA VALE BB BI 35% ON 40.35% Total PRONOR BB 0% ON 1.05% Total BI 0% ON 3.27% Total DTVM 29.5% ON 12.02% Total Strategic Partnerships Non-Strategic Partnerships BRASIL VEÍCULOS BB-BI 40% ON 70% Total NEOENERGIA BB-BI 8.81% ON 8.81% Total TECBAN BB BI 8.96% ON 8.96% Total CLEARINGS CIP BB 9.78% ON 9.78% Total CBLC BB 2.45% ON 2.45% Total B Strategic Partnerships CADAM BB 0% ON 21.64% Total Non-Strategic Partnerships Banco do Brasil Banco do Brasil Other Partnerships Affiliated Companies BB BI Wholly Owned Subsidiaries BANCO POPULAR DO BRASIL BB -100% ON 100% Total

7. 7 Organizational Structure Board of Officers International Business and Wholesale Retail Service and Distribution Government Affairs Technology and Logistic Finance, Capital Market and Investor Relations CEO Human Resources and Social- Environmental Responsibility Credit, Controlling and Risk Management Vice-Presidents Credit and Debit Cards and New Retail Business Agribusinesses Board of Directors General Shareholders Meeting Board of Auditors Audit Committee Internal Audit

8. 8 Banco do Brasil’s Shares National Treasury PREVI BNDESPar Foreign Investors Others 68.7 11.4 5.0 7.3 7.5 Free Float: 14.8 Participation - % As of June 2007

9. 9 Share’s Performance 2003200420052006 Price / Book Value 2003200420052006 Price / Earnings 7.4 8.6 8.1 8.7 1.4 1.8 2.0 2.5 9M07 15.0 3.3

10. 10 Share’s Performance 31.3 2003 31.5 2004 36.1 2005 40.0 2006 Payout - % 2003200420052006 Dividend Yield - % 4.2 3.7 4.4 4.6 40.0 9M07 2.0

11. 11 Share’s Performance IbovespaBanco do Brasil Sep/03Sep/04Sep/05Sep/06Sep/07 612.8% 277.7%

12. 12 PerformancePerformance Net Income - R$ million ROE - % Market Capitalization - R$ billion Dividends / Interest on Capital - R$ million 2003 2,381 2004 3,024 2005 4,154 2006 6,044 22.3 23.0 26.8 32.1 2003 17.6 2004 26.0 2005 33.7 2006 52.8 746 954 1,498 2,418 9M06 9M07 3,841 24.0 35.9 1H06 52.8 2S06 41.3 862 1,536 1,555 76.5 9M07 4,796

13. 13 Capital Structure Shareholder’s Equity - R$ billionTier I - % BIS Ratio -% Tier II - % 12.2 2003 14.1 2004 16.8 2005 20.8 20062003200420052006 9.7 4.0 10.6 4.6 11.7 5.4 11.7 5.6 17.3 17.1 15.2 13.7 20.2 3Q06 3Q07 3Q063Q07 23.1 11.9 5.8 10.5 5.2 15.7 17.7

14. 14 118.3 150.2 281.6 342.4 3Q06 3Q07 3Q063Q07 HighlightsHighlights Market Share¹ - % Loan Portfolio - R$ billion Market Share - % Assets - R$ billion 2003200420052006 230.1 239.0 253.0 296.4 77.6 2003 88.6 2004 101.8 2005 133.2 2006 16.3 16.5 15.3 15.9 14.8 15.1 16.5 17.3 CAGR: 11.2% (1) Domestic Portfolio CAGR: 19.3%

15. 15 HighlightsHighlights Market Share - % Assets Under Management - R$ billion Market Share - % Deposits - R$ billion 110.0 2003 115.5 2004 137.7 2005 158.8 2006 102.7 2003 124.0 2004 153.5 2005 182.7 2006 19.1 20.2 19.7 19.0 20.3 20.2 22.4 CAGR: 12.7% CAGR: 20.5% 206.9 3Q063Q073Q063Q07 144.9 172.2 180.6

16. 16 Customers - million HighlightsHighlights IndividualsBusinesses Employees - thousand 200318.8 17.51.2 200421.1 19.71.4 200522.9 21.51.4 200624.4 22.8 1.6 2003 78.0 2004 79.7 2005 83.8 2006 82.7 CAGR: 8.3% 8.0% 3Q07 25.2 3Q06 24. 1 3Q07 3Q06 23.61.6 22.61.5 80.0 82.6

17. 17 Infrastructure and Technology Distribution Network Northeast Branches 998 Others 2,892 Total 3,890 Branches 1,541 Others 3,913 Total 5,454 Branches 812 Others 2,168 Total 2,980 Branches 391 Others 1,332 Total 1,723 Branches 242 Others 921 Total 1,163 North Midwest South Southeast 7.6% 11.3% 25.6% 35.9% 19.6%

18. 18 Infrastructure and Technology Branches Others Points of Service - thousand Automated Teller Machine (ATM) - thousand 200313.23.210.0 200414.43.710.7 200514.83.910.9 200615.14.011.1 37.02003 39.0 2004 40.22005 39.7 2006 3.911.03Q0615.0 4.011.23Q0715.2 3Q07 3Q06 39.4 42.6

19. 19 Infrastructure and Technology Transaction in Automated Channels - % ATM Internet Banking Cashier POS Others Breakdown of Transactions - % 3Q06 3Q07 2004 88.4 2005 89.2 2006 90.0 86.4 2003 3Q0689.4 3Q0790.7 48.2 30.2 10.6 7.1 4.0 46.4 32.1 9.3 8.1 4.1

20. 20 Administrative Expenses - R$ billionOperational Income - R$ billion ProductivityProductivity Efficiency Ratio - % 11.3 20.3 12.6 23.2 13.1 27.3 13.7 28.9 2003200420052006 55.8 54.2 48.1 47.5 9M069M07 6.7 19.0 9.7 22.1 53.5 48.2

21. 21 Fee Income - R$ billionPersonnel Expenses - R$ billion Coverage Ratio - % ProductivityProductivity 2003200420052006 6.8 5.5 7.1 6.6 7.5 7.6 7.9 8.9 112.9 102.3 93.1 80.6 9M069M07 5.4 6.6 5.2 7.3 128.8 113.4

22. 22 Net Interest Income 200420052006 17.1 11.3 2.9 15.8 19.2 12.4 2.0 16.8 21.6 13.5 1.6 18.7 R$ billion Security Revenues Loan Revenues Other Interest RevenuesInterest Expense Net Interest Income 15.5 16.7 18.0 10.2 15.8 1.2 13.9 9.6 18.7 1.7 14.6 9M069M07 13.3 15.3

23. 23 FundingFunding R$ billion Demand DepositsSaving Deposits Time DepositsOthers¹ 2003 150.1 2004 160.1 2005 168.2 2006 208.1 (1) Include Interbank Deposits, Investment Deposits and Money Market Borrowing 48.2 47.3 27.4 27.1 49.7 50.3 31.1 29.0 63.5 36.0 32.8 35.8 76.9 54.4 36.7 40.1 3Q06 189.2 3Q07 247.0 72.3 50.1 34.4 32.4 83.6 80.9 43.8 38.7

24. 24 Loan Portfolio 16.1 33.4 30.0 9.0 18.4 38.5 35.7 9.2 24.0 51.9 45.1 12.2 200420052006 IndividualsBusinessesAgribusiness Abroad R$ billion 88.6 101.8 133.2 3Q063Q07 59.7 48.4 29.5 12.6 150.2 44.4 40.3 23.2 10.4 118.3

25. 25 DelinquencyDelinquency Allowance / Loan Portfolio - % Past Due Loans + 15 days / Loan Portfolio - % Past Due Loans + 60 days / Loan Portfolio - % 5.65.6 6.46.4 6.36.3 7.47.4 6.46.4 4.84.8 5.45.4 5.95.9 5.25.2 4.74.7 3.23.2 3.23.2 3.93.9 3.83.8 3.43.4 Sep/03Sep/04Sep/05Sep/06Sep/07

26. 26 Loan Portfolio - Individuals 200420052006 Cars Payroll Loan Overdraft AccountCredit Cards Others 16.1 18.4 24.0 R$ billion 0.3 2.2 2.0 1.5 10.0 0.2 2.2 2.5 3.8 9.7 0.9 2.2 3.1 8.3 9.5 3Q063Q07 3.6 2.6 11.0 2.2 29.5 10.1 2.8 2.4 7.4 9.9 23.2 0.6

27. 27 Loan Portfolio - Businesses 200420052006 13.2 20.2 15.4 23.1 18.3 33.6 Middle and Large EnterprisesSmall and Micro Enterprises 33.4 38.5 51.9 R$ billion 3Q063Q07 44.4 59.7 18.1 26.3 20.7 39.0

28. 28 Loan Portfolio - Agribusiness Mini-Sized Farmers Small-Sized Farmers Other Farmers Cooperative 200420052006 1.3 3.1 6.0 19.6 1.8 3.8 7.4 22.8 2.0 5.3 8.6 29.2 30.0 35.7 45.1 R$ billion 3Q063Q07 40.3 48.4 1.8 1.7 4.7 7.6 26.2 5.9 9.0 31.8

29. 29 RetailRetail Credit Card Revenue - R$ billion¹ Issued Credit Cards - million (1) Debt cards included 18.1 2003 24.3 2004 31.6 20052006 14.1 9.3 6.9 5.3 37.9 9M069M07 27.1 35.0 11.4 17.8

30. 30 InsuranceInsurance Managed Portfolio - R$ million Insured Cars - thousand Car Insurance 171.8 238.7 318.5 367.0 2003200420052006 676 625 578 500 3Q063Q07 366.7 423.3 726 647

31. 31 InsuranceInsurance Managed Portfolio - R$ million Insured Lives - thousand Life Insurance 2003200420052006 570.5 680.6 717.1 820.1 1,263 1,351 1,417 1,748 3Q063Q07 728.2 880.9 1,803 1,697

32. 32 InsuranceInsurance Managed Portfolio - R$ million Participants - thousand Pension Fund 2003200420052006 5,586 7,781 9,659 12,480 1,178 1,365 1,576 1,760 3Q063Q07 11,634 14,662 1,960 1,713

33. 33 InsuranceInsurance Managed Portfolio - R$ millions Quantity of Plans - thousand Capitalization (Annuity Plans) 2003200420052006 2,060 2,264 2,875 2,886 2,661 2,792 2,949 2,851 2,834 2,629 2,782 2,840 3Q063Q07

34. 34 Investor Relations Unit SBS - Quadra 1 - Bloco C - Ed. Sede III - 5° floor 70073-901 - Brasília (DF) Phone: 55 (61) 3310.3980 Fax: 55 (61) 3310.3735 www.bb.com.br ri@bb.com.br Disclaimer Disclaimer - This presentation contains references and statements, planned synergies, increasing estimates, projections of results and future strategy for Banco do Brasil, it’s Associated and Affiliated Companies and Subsidiaries. Although these references and statements reflect the management’s belief, it also involves imprecision and high difficult risks to be foreseen, consequently, it may conduct to a different result than the one anticipated here. These expectations are highly depended on market conditions, on the Brazilian economic performance, on the sector and the international market. Banco do Brasil is not responsible for bringing up to date any estimate in this presentation. For further information access www.bb.com.br/ri

35. 35 Sustainable Regional Development Strategy for job and income generation in a sustainable way which began in 2003. Support to environmentally correct, socially fair, economically viable and culturally diversified productive activities.