2.  Buyer and seller come to an agreement; price, terms, etc.  Seller arranges abstract of the title; buyer gets title opinion  Seller fills out a deed and has it notarized  Seller needs a Declaration of value and a groundwater hazard  To the recorder  Copy of recorded document back to the auditor for taxes

20.  1. Through probate; will filed and deed or change of title recorded; exempt from DOV and transfer tax  2. Affidavit of surviving spouse/joint tenant; even though there is an automatic transfer law require affidavit for taxes  3. Life estate; affidavit required to terminate estate

22.  Title search  Does the seller have a saleable interest  Kinds of restrictions; real covenant (promise to do or not to do something), easements, etc.  Liens  Title insurance