1. Expert personnel recruiting and training is our business We have mastered all aspects of recruiting and are on the edge of current actual information. Our staff is a closely-knit team of congenial experts. We know what is worth attention, what needs thorough research and we know how to do it. We understand the needs of any certain client and we know how to achieve any client's aim. The specialists of “FKD Consult” have the most up-to-date knowledge in finance, law, legislative base and foreign economic practice. Recruiting skilled staff and human resources consulting is our everyday job. In 2003 "FKD Consult" celebrated its 10th Anniversary. During this time we accumulated great experience and mastered the peculiarities of Russian market. We developed a special system for evaluating applicants and manage constant update of our client database which helps us to realize the recruiting with best quality and effectiveness. Our experts' professionalism and broad contacts in financial and banking sphere let us find best suited applicants in shortest terms, setting a record for such tasks. On our service record we have thousands of successful placements, thousands of deliberately selected key figures in hundreds of companies and banks. We know how to Hear and See www.fkd-consult.ru © 1993-2007 

2. About the Company 1996 In 1996 to the current offer we added a new service – conferences and seminars for Banking Experts touching all types of banking. This experience of the two types of activities gave us the ability to keep the highest level of competence in newest banking events. Which, in its turn, positively influenced success in recruiting and improved the accuracy of placement. 1993 We started working in recruiting sphere in 1993 within another large company “Bank Center”. A year after, in 1994 without our department, tuned into and independent organization, without stopping our work. Starting from 1994 our clients were mostly well- known brands such as Alfa-Bank, Rossiysky Credit, MFK, MDM-Bank, Prombusiness Bank, International, KMB, people from oil industry. www.fkd-consult.ru © 1993-2007 

3. About the Company Banking Forum “Russian Banking System On The Edge of The Third Millennium”. Among the most important issues of it, was attracting public attention to the problems of Moscow banks, experience exchange and finding means for expanding professional sphere and attracting investments in production and infrastructure of Moscow region.There are numerous Russian companies and large banks among “FKD Consult” constant clients. 1998 In 1998 Russian banks started redistribution of the client market. Then following requests of our constant clients we started working with client- companies to a bank. It was a success, as we are still using that scheme of work.Starting in 1996 “FKD Consult” practices consulting programs aimed at development of the personnel. During past years we accumulated a long list of successfully finished programs of different scope with representatives of various organizations: chief accountants, lawyers, foreign economic relations.In 1999 “FKD Consult”, with the help of Moscow City-council, undertook Moscow www.fkd-consult.ru © 1993-2007 

4. About the Company Our creed is to keep a stable and effective work according to our concept of quality, a perfect command of market research instruments, and great experience of thorough studying of customer’s problems. We always keep in mind that selecting personnel, we work within the framework of business processes with people and for people, steering a steady course to achieving new standards of personal communication and cooperation. www.fkd-consult.ru © 1993-2007 