1. INVESTMENTS COMMERCIAL MORTGAGE LOANS SECURITIESREAL ESTATE LOAN PRODUCTION REALTY ADMINISTRATION LINKS MANAGERS INFORMATION PROPERTIES FOR SALE LENDING REGIONS SFB CONTACTS CORRESPONDENT CONTACTS TREASURY RATES INVESTMENT DEPARTMENT WEB PAGE DESIGN PROPERTY SALES LIST PROPERTY OVERVIEW

2. LOAN PRODUCTION INVESTMENT DEPARTMENT WEB PAGE DESIGN COMMERCIAL MORTGAGE LOANS LOAN PROGRAMS & RATES RECENT TRANSACTIONS FORMS CORRESPONDENT MANUAL This page will display the types of loan programs presently offered by Southern Farm and the approximate loan rates associated with each. This page will have a brief description of some recent loan transactions. This will give the viewer an overview of the types of loans Southern Farm is closing. Loan Parameters Loan Submissions Application Process Commitment Issuance and Acceptance Procedures Loan Closing Miscellaneous Procedures and Instructions Mortgage Loan Summary Mortgage Loan Analysis (5) Operating History (3) Insurance Checklist Tenant Acceptance Letter Non-disturbance & Attornment Letter Environmental Questionnaire Engineers Report Requirements Surveyors Requirements Tax Information Sheets Financial Affairs Questionnaire Credit Report Consent Letter SECURITY LEVEL

3. INVESTMENT DEPARTMENT WEB PAGE DESIGN COMMERCIAL MORTGAGE LOANS REALTY ADMINISTRATION SECURITY LEVEL ADMINISTRATION MANUAL FORMS Real Estate Tax Confirmation Form Property Inspection Form Operating Statement Form w/Attachments Assumption Application and Financial Affairs Questionnaire Replacement Reserve Disbursement Form Non-Disturbance and Attornment Agreement Insurance Renewal Form Checklist Insurance Loss Claim Forms Insurance Requirements & Procedures Real Estate Tax Procedure UCC Continuation and Termination Procedures Operating Statement Form Procedures Property Inspection Report Requirements and Procedures Loan Pay Off Procedures Insurance Loss Claim Procedures Assumption Procedure Replacement Reserve Disbursement Procedures

4. INVESTMENT DEPARTMENT WEB PAGE DESIGN COMMERCIAL MORTGAGE LOANS REAL ESTATE SECURITY LEVEL PROCEDURESFORMS Insurance Loss Claims Procedures Tax Payment/Protest Procedures Operating Statement Procedures Property Operating Statement Format Lease Approval Forms Capital Expenditure Authorizations Request for Operating Funds Form