1. A Presentation on the 529 College Funding Plan New Horizon Financial Corp. 320 Palisade Avenue Bogota, NJ 07603 201-489-1118 www.newhorizonfinancial.com Why a 529 for You

2. “The great aim of education is not knowledge, but action.” Herbert Spenser (1820 - 1903) “If you think education is expensive, Try Ignorance!!!” Andy McIntyre Quotes

3. Start Early

4. What Is A 529 College Savings Plan? It’s a qualified tuition plan operated according to section 529 of the Internal Revenue Code that allows contributors to take advantage of generous tax breaks while saving for a designated beneficiary’s future education.

5. Benefits to Contributors No Federal Income Taxes on Growth of Funds Absolute Control Over the Account Flexible Beneficiary Criteria Low Minimum Enrollment, High Contribution Limit Asset Allocated Models Available

6. The Road to a Solid Education

7. Why New Horizon Financial? New Horizon Financial is a investment firm that prides itself on its relationship with their clients. We know that SERVICE is important to your family! We know that SERVICE in important to our business!

8. Other Services We Provide Retirement Plans for Small to Medium Sized Businesses Mutual Funds Annuities Workshops for Rollover Investing Individual Retirement Accounts

9. Results

10. For any questions or comments please call (201) 489-1118 Thank you from New Horizon Financial 320 Palisade Avenue Bogota, NJ 07603 www.newhorizonfinancial.com

11. Disclosures *Securities offered through Cadaret, Grant & Co., Inc. Members NASD and SIPC 110 West Fayette Street Syracuse, NY 13202 315-471-2191 New Horizon Financial and Cadaret, Grant and Company are separate entities