1. Human Resources Department PERSONNEL SERVICES DIVISION – BENEFITS

2. 2016 Open Enrollment Open Enrollment is just around the corner. Starting January 1, 2016, City employees will see upgraded benefits and reduced premiums. During the open enrollment period, City employees may do the following: Transfer between health plans. Change the type of health plan. Add/Remove dependents and/or domestic partners. Start or continue flex spending. Review/Update Beneficiaries.

3. Open Enrollment Benefits Fairs The City will be hosting three benefit fairs. Representatives from all benefit providers will be available to answer your specific questions. Dates and locations include: List of Providers: Kaiser, Sutter Health Plus, Western Health Advantage, Delta Dental, Vision Service Plan, The Standard Insurance Company, ICMA-RC, Aflac, Employee Benefits Services (Flex Spending), Legal Shield, Liberty Mutual, and Mental Health Network – Employee Assistance Program (EAP). DATETIMELOCATION Wednesday, Oct. 212 – 4 p.m.2812 Meadowview Rd., Multipurpose Room Wednesday, Oct. 282 – 4 p.m.5730 24th Street, Gold Room, Building 22 Wednesday, Nov 41 – 4 p.m.915 I Street, City Hall Outside Plaza

4. Easy Enrollment City employees can conveniently update their healthcare plan starting Sunday, Nov. 1 through Saturday, Nov. 14, 2015. The following are the two easy ways that employees can enroll:  eCAPS: https://ecaps.cityofsacramento.org or,https://ecaps.cityofsacramento.org  One of our five computer labs: DATETIMELOCATION Monday, November 2nd9:00AM - 11:00AM300 Richards Blvd, Room 325 Tuesday, November 3rd6:30AM - 8:30AM24th Street, Building 3 (SACY) Thursday, November 5th2:00PM - 4:00PM 2812 Meadowview Road, Bldg 2 (Meadowview) Tuesday, November 10th1:30PM - 4:00PM24th Street, Building 3 (SACY) Thursday, November 12th6:30AM - 8:30AM 2812 Meadowview Road, Bldg 2 (Meadowview)

5. What's New for 2016  Elimination of Health $15 co-pay plan and adding a new $40 co-pay plan  Reduced Health Rates  Reduced Dental Rates and New Enhancements  Reduced Vision Co-Pay and New Enhancements

6. What’s New 2016 – Reduced Health Rates and New $40 Co-Pay  Kaiser’s $25 co-pay plan and High Deductible plan rates went down. New $40 co-pay.  Sutter Health Plus $25 and High Deductible plan rates went down. New $40 co-pay.  Western Health Advantage. New $40 co-pay.  Elimination $15 co-pay plan that will help employees avoid paying the Cadillac Tax on high premium medical coverage.

7. What’s New 2016 - Dental Delta Dental’s PPO plan will offer: Reduced premium from $53.16 to $51.41 (3.29%). New! Orthodontia, with a $1500.00 lifetime maximum cost. New! Implants, 75% paid by Delta Dental Note: The annual maximum is $2,500 for all dental work.

8. What’s New 2016 – Vision Vision Service Plan will offer: Basic Plan: reduced co-pay from: $25 to $20, $175 for frames or $150 for contact lenses. New! Enhanced plan: $20 co-pay that will offer $200 for frames and contact.

9. Meet Ben-IQ Ben-IQ is a free app that includes much of the information that's included in this overview, but in a place that's always at your fingertips - your smartphone. Ben-IQ is available for Android and iPhone. Search for Ben-IQ in your mobile app store and download it today. Anytime you need plan information, like: Your deductible Your nurse line number Your plan ID card Your insurance company’s phone number Wellness tips The cost of common healthcare services, like office visits, blood tests, and more.

10. Contacts Ken Cosgrove, Human Resources Manager: 808-7473 or email: kcosgrove@cityofsacramento.org kcosgrove@cityofsacramento.org Kim Isaacs, Principal Personnel Analyst: 808-7657 or email: kisaacs@cityofsacramento.org kisaacs@cityofsacramento.org