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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. How we can partner together to increase your business VanDyk Mortgage Corporation CoreLogic April 18, 2015
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Introductions VanDyk Mortgage Viewpoint CoreLogic Capabilities Mortgage Lifecycle Solutions CoreLogic Marketing Solutions 2 Agenda
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Grant Harvey, National Account Executive – Origination & Risk Solutions Rick Eggleton, Senior Manager - Business Development 3 Introductions Welcome
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Goals: Focus on growth and the customer experience Mitigate risk in current regulatory environment with efficient and compliant processes Grow direct to consumer business through ongoing market acquisition/expansion initiatives Needs Market expansion and customer acquisition solutions Expand online presence and customer engagement Streamline processes and create workflow efficiencies Initiatives Provide superior services and quality resources from cutting edge technology to the latest lending products 4 VanDyk Mortgage Viewpoint What We Heard From You
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. CoreLogic Vision 5 “Deliver unique property-level insights that power the global real estate economy.” Differentiated by superior data, analytics and data-enabled solutions.
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. CoreLogic Capabilities 6
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Preferred Provider of Credit Reports to Fannie Mae & Freddie Mac and 19 of the top 20 lenders Flood unit serves 16 of the top 20 firms Tax Services partners with 17 of the 20 largest mortgage servicers Industry-standard, unified suite of origination solutions [valuation, collateral, fraud, consortium] Leading loan-level servicing dataset, risk models, housing price indices and stress-testing solution suites Approximately 70% of U.S. real estate agents access CoreLogic data [650,000+ agents] Federal Reserve Board, All Federal Reserve Banks, GSEs Integrated into most mortgage loan origination systems More than 1 million users – banking, insurance, real estate, public sector 7 Our Expansive Reach
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Mortgage Lifecycle: Industry Standard Solutions 8 ClosingUnderwriting Application Processing Strategic Planning + Customer Acquisition Servicing Portfolio Management Post-Closing QC
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Mortgage Lifecycle: Industry Standard Solutions 9 Application ProcessingStrategic Planning + Customer Acquisition Market Intelligence Advisory Services & Custom Analytics MI Analytics Match & Append Extracts Data License RealQuest Portal Propensity Modeling Portfolio Planning Analytics Market Conditions Indicator Market Segment Sizing Analytics ListSource, MarketTrends, ListingTrends, ValueTrends Segment-Specific Quality Lead Generation First time homebuyers: Rental-to-owner analytics, propensity to buy Home Upgrade Buyers: Propensity to Sell, life event triggers Investor buyers: Multiple property owners HELOC: Equity on home, life event triggers Refi Existing client cross sell Loyalty Programs Consumer ValueMap, Apps, Buy vs. Rent Analytics, MI release Realtor apps [GoMLS] Investors [MyRental, Rental Analytics] Credit Services Instant Merge CreditIQ Fraud Prevention LoanSafe Fraud Manager LoanSafe Risk Manager PatternWatch Fraud Consulting Semi-Annual Fraud Consortium Valuation Solutions Market, Income, Cost Approach AVMs Property Condition Report [OnSite] ValueWatch Data-Assisted Appraisals True LTV Annual Valuations Consortium Servicing Portfolio Management Post-Closing QC ClosingUnderwriting Application Processing Planning + Acquisition Application Processing Planning + Acquisition
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Post-Closing QCClosingUnderwriting Servicing Portfolio Management Post-Closing QC ClosingUnderwriting Application Processing Planning + Acquisition Mortgage Lifecycle: Industry Standard Solutions 10 Property Information Retail Data Access [RealQuest Portal] Replacement Cost Data MLS Data Verification Services 4506-T Income Verification Verification of Employment Verification of Military Status Flood Hazard Determination Hazard Analytics Fire Storm Seismic Condo/HOA Solutions CondoSafe Loan Origination System Loan Origination Platform Document Solutions Document Retrieval Services [ePostClosing] Title Policy Retrieval Services Tax/Escrow Solutions Document Services Document Retrieval Courthouse Search Lien Release Preparation & Recordation Assignment Preparation and Recordation (Portfolio Transfers, MSRs In/Out Title Insurance Policy Retrieval Services Bulk Data Licenses Post-Closing QC ClosingUnderwriting Application Processing Planning + Acquisition
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. ServicingPortfolio Management Servicing Portfolio Management Post-Closing QC ClosingUnderwriting Application Processing Planning + Acquisition Mortgage Lifecycle: Industry Standard Solutions 11 Advisory and Compliance Consulting Services ALLL Regulations / 2 nd Lien Analytics Loan Repurchase Risk Assessment MSR Model CCAR Stress Testing CoreLogic Lien Reports Secondary Lien Monitoring Basel Guidelines Loan Portfolio Performance Servicing: Prime, Subprime, Home Equity Loan Level Market Analytics CoreLogic Home Price Index CoreLogic Case Schiller Index Secondary Market Portfolio Non-Agency RMBS Agency Risk Model Non-Agency Risk Model Tax TaxWatch Tax Outsourcing Services Flood Life-of-Loan Tracking Portfolio Audits Solutions Express Intellimods [Loan Modification] Loan Document Generation, Print, Ship New Opportunities from Servicing Portfolio Refi Customer Acquisition Home Equity Customer Acquisition Mortgage Insurance Release Operational Staff Augmentation Solutions Servicing Portfolio Management Post-Closing QC ClosingUnderwriting Application Processing Planning + Acquisition
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. CoreLogic Solutions: Instant Merge Credit Reports Merge Plus Credit Supplements 4506-T IRS Verification AVMs LoanSafe Fraud/Risk Manager Flood Determinations Coming Soon: VOE/VOI SSN Verification LoanSafe Appraisal Manager 12 Integrated Solutions available through Encompass
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. ListSource Web-based platform that enables you to create and manage targeted Mortgage prospect lists Marketrac Detect markets for geographic expansion Analyze competitive market share by geographic area, loan and transaction type, to uncover competitor’s strategies Strategic Marketing Solutions (SMS) PreScreen Marketing Solutions enable you to extend a Firm Offer of Credit to consumers based on credit triggers like recent mortgage inquiries to find those in market for a new loan Harp 2.0 Identify, pre-qualify and market to thousands of potential borrowers early shopping for HARP refinance opportunities Purchase Mortgage Model Distinguish active candidates for a purchase mortgage Batch & Append Database Services Pinpoint cross-selling opportunities to targeted customers within your portfolio SMR Market Research Firm Predictive modeling using scores to forecast probability of future refinance or home equity loan 13 CoreLogic Marketing Solutions Built to Identify Loan Opportunities and Prospects
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. 14 CoreLogic Marketing Solutions Product Overviews
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Grant Harvey, National Account Executive All origination, prefunding, post-closing, and portfolio solutions (W) 949-214-1056; gharvey@corelogic.comgharvey@corelogic.com Christine Woo, National Account Manager (W) 949-214-1673; cwoo@corelogic.comcwoo@corelogic.com Kristina Baca, CoreLogic Credit Account Manager (W) 619-938-7692; kmbaca@corelogic.comkmbaca@corelogic.com Subject Matter Experts in place: Rick Eggleton (Credit), Dillon Vestal (Advisory), Bruce Spowart (Doc Solutions), Nick Fragale (CondoSafe), Cres Hay (Fraud), Clay Rose (Flood) 15 CoreLogic Enterprise Support Team For VanDyk Mortgage Corporation
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. Questions? 16
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©2015 CoreLogic, Inc. All rights reserved. Proprietary and Confidential. 17 Information. Analytics. Insight. ™ corelogic.com | NYSE: CLGX CORELOGIC and the CoreLogic logo are trademarks of CoreLogic, Inc. and/or its subsidiaries.
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