1. Financial Aid Preview Days Fall 2015 209.946.2421  financialaid@pacific.edu www.pacific.edu/financialaid

2. Net Price Calculator Using the net price calculator, your information will generate an estimate of the financial aid package awarded to students with similar characteristics. www.pacific.edu/financialaid

3. Financial Aid at Pacific  Total Aid: >$160 million (Stockton campus, 2014-2015)  Includes over $60 million in University funds  More than 85% of our students receive financial aid  Financial aid includes  Scholarships and grants  Loans  Work-study

4. Academic Scholarships/Freshmen  Powell Scholars Program $36,000  Additional support for undergraduate research, study abroad  Application deadline: December 1 Go.Pacific.edu/PowellScholars  Regents’ Scholarship* $10,000.00  President’s Scholarship* $6,500.00  Provost’s Scholarship $4,000.00 * Awards are supplemented with additional merit programs that will increase base scholarship by $2,500.00-$5000.00 www.pacific.edu/financialaid

5. Need-Based Grants & Scholarships  Federal Pell Grant  Federal SEOG  Cal Grant A / Cal Grant B (California residents)  University Grants/ UOP Grants www.pacific.edu/financialaid

6. Federal Student Loans & Work-Study  Federal student loans  Low interest rates and flexible repayment terms  Repayment begins after the student leaves school and the grace period has expired  Federal work-study  Part-time employment during the school year www.pacific.edu/financialaid

7. Financial Eligibility  Estimated academic year Costs of Attendance  Tuition and other actual and estimated costs  Net Price Calculator  Expected Family Contribution (EFC)  Calculated on the basis of FAFSA information using formulas prescribed by the federal government  Financial Need  Most aid is for students who demonstrate financial need  Exceptions: PLUS Loan (parents), Unsubsidized Stafford Loan Your eligibility can vary from school to school! Total Costs EFC Unmet Need

8. Eligibility cont.  Financial aid “package”  Students often qualify for funds from more than one financial aid program—a financial aid package  Scholarship recipients may qualify for aid in addition to the academic award  Federal PLUS Loan (Application Online)  For parents of dependent undergraduate students  FAFSA required www.pacific.edu/financialaid

9. FAFSA (Free Application for Federal Student Aid)  Collects information about finances and other circumstances  Used to determine financial eligibility for federal, state, and University aid  Submit through Federal Student Aid processor  File online at www.fafsa.gov (FAFSA on the Web)  No charge to file! www.studentaid.ed.gov

10. FAFSA (continued)  List at least one California College or University  Sign with student and parent FAFSA ID  Your FSA ID is used to sign legally binding documents electronically. It has the same legal status as a written signature. Don't give your FSA ID to anyone—not even to someone helping you fill out the FAFSA.  First day to file (online or paper): January 1, 2016 www.fafsa.ed.gov

11. Cal Grants: “It takes two forms ”  Financial eligibility (FAFSA)  Verified Cal Grant GPA  Some schools submit GPAs electronically  Others have students use the paper GPA form (available at California Student Aid Commission Web site)  Ask your high school for instructions!  Application Deadline (FAFSA & GPA): March 2 www.csac.ca.gov

12. Application Checklist: Now  Apply for admission  FAFSA ID: www.fafsa.gov  Cal Grant GPA Verification  Mail completed form or confirm that school will submit GPA Utilize the University of the Pacific Net Price Calculator to estimate potential award package.

13. Application Checklist: January  File 2016-2017 FAFSA  Pacific’s school code: 001329  Priority FAFSA filing date: February 15  Apply on time—don’t wait for an admission decision  Use estimated 2015 income figures if necessary  Data Retrieval Tool (DRT)  Reminder: Submit Cal Grant GPA by March 2

14. After you apply...  Federal Student Aid Report (SAR)  Check carefully against completed 2015 tax returns and submit corrections if necessary  California Aid Report (CAR)  Notifies Cal Grant recipients of award value  Financial Aid Award  Pacific will begin sending award notices by April 1.  Follow all instructions for receiving the funds awarded To make sure SAR email isn’t blocked add FederalStudentAid to address book

15. 2015 Income Documentation  U.S. Federal Tax Transcript  2015 Federal Tax Return Transcript  Include W-2 forms  Send copies to Pacific Financial Aid Office **The FAFSA also offers “data retrieval” Non-filer’s Statement  Submit this form if you will not file a 2015 income tax return Not part of initial application process but required for disbursement MATERIALS NOT RECEIVED BY 7/01/2016 MAY CAUSE A DELAY IN DISBURSEMENT

16. Upcoming Changes to the FAFSA Starting in the 2017-2018 year: FAFSA will collect “Prior-Prior Year Data” FAFSA will open earlier in October vs. January Colleges will be able to notify new Freshman (current HS Juniors)of their award offers earlier

17. https://collegescorecard.ed.gov/ Compare University Costs, Loan Debt, Average Earnings and much more!

18. 1. Never rule out a college because of cost alone. 2. Compare costs before applying — Net price calculators can provide an estimate of financial aid eligibility and remaining college costs. Net price calculators should be available on every college's website. 3. Compare awards — Look at grants, loans, and parental contributions before making a final decision on a college. 4. Speak to the Financial Aid Office for changes in the household or other unusual financial circumstances Best Practices

19. To contact us... Financial Aid Office  Knoles Hall Open Monday–Friday, 8:30–5:00 Counselors available (except Wednesday mornings) 9:30–12:00 and 1:00–4:00 209.946.2421 financialaid@pacific.edu www.pacific.edu/financialaid