1. Real Partnership. Real Solutions. Benefits that Make a Difference

2. Aflac Team Introduction Product Offering Enrollment Process Questions Agenda

3. Ashley Gilyard – Sales Support Manager Virginia Epperson – Sr. Account Relations Manager Carrie Jones – Sr. Account Services Coordinator Aflac Team Introductions

4. Product Offering

5. Group Accident Insurance Benefits Include: Hospital Admission Hospital Confinement Hospital Intensive Care Fractures and Dislocations Lacerations Burns Physical Therapy Medical Fees - $125 for Employee and Spouse and $75 for Children Follow-Up Treatment - $50 for up to six treatments per covered accident Catastrophic Accident Accidental-Death and -Dismemberment Benefit Coverage Options Include: Guaranteed Issue for everyone 24-hour Coverage Features: Issue Age: –Employee – 18 - 69 –Spouse – 18 - 64 –Children – Under age 26 Group Accident Insurance helps employees cover the expected and unexpected medical and everyday expenses that can result from a covered accident.

6. Group Critical Illness Insurance Benefits Include: Lump-Sum Benefits for: –Cancer –Heart Attack –Stroke –End-Stage Renal Failure –Major Organ Transplant –Coronary Artery Bypass Surgery (25%) –Carcinoma in Situ - Non Invasive Cancer (25%) Additional Covered Critical Illnesses –Coma –Paralysis –Burns –Loss of Sight –Loss of Hearing –Loss of Speech Additional Occurrence and Re-occurrence Benefits $50 Health Screening Benefit Coverage Options Include: Guaranteed Issue Coverage Three Coverage Options: –High Option - $30,000 EE/$15,000 SP –Medium Option - $20,000 EE/$10,000 SP –Low Option - $10,000 EE/$5,000 SP Buy-up Options available: –$5,000 EE/ $2,500 SP GI up to $30,000 $30,000 - $45,000 – Health Questions required Features: Issue Age: –Employee – 18 – 69 –Spouse – 18 – 69 –Children – under age 26 No benefit reduction at age 70 Group Critical Illness Insurance helps cover the direct and indirect costs related to the diagnosis of a covered critical illness.

7. Enrollment Process

10. Questions

11. Thank You