1. Commercial banking & Investment banking

2. introduction Types of bank: - retail banking - business banking
-corporate banking
- private banking
- investment banking

3. I) Commercial bank Commercial bank's definition:
A commercial bank is a type of retail bank that provides services, such as accepting deposits, giving business loans and basic investment products.

4. I) Commercial bank Commercial bank's activity: Saving
- Credit operation
- Propose services

5. Commercial Banking
Commercial Bank
Business Bank
PART I

6. II) Investment bank Investment bank’s definition
two main lines of business :
- Trading securities
- The promotion of securities

7. II) Investment bank Organizational structure - front office activities
- middle office activities
-back office activities

8. Rank
Company
Fees ($m) 1
JP Morgan Chase
5,261.17 2
Bank of America
4,417.39 3
Goldman Sachs
3,917.98 4
Morgan Stanley
3,527.09 5
Citigroup
3,417.13 6
Crédit Suisse
3,216.74 7
Deutsche Bank
3,099.44 8
Barclays
2,966.35 9
UBS
2,061.56 10
Wells Fargo
1,814.50

9. Comparison

10. «Commercial banking » Vs « investment banking »
The 1929 Wall Street Crash
«Commercial banking » Vs « investment banking »
Glass–Steagall Act X
the financial crisis of 2008

11. Industry profile

13. II) Investment bank
Criticisms
Conflicts of interest
Compensation

14. III)Present situation
History
- 1929: regulation program
- 1933: Glass-Steagall act
- 1984: Bérégovoy reform
- 1999: Gramm-Leach-Bliley Act

15. III)Present situation
Universal bank definition

16. Conclusion: Issues: -Moral hasard -Systemic risk
Francois Hollande wants to separate banking activity that is useful for investment and employment from speculation.

17. END