1. START A BUSINESS – accounts and loans Vanda Kyslingerová

2. Company account 17/12/2015chapter2 Every person who wants to start a business need company account. Tradesman: Passport (for EU citizens, for others – confirmation about pernament residence), Certificate of incorporation. Limited Company, Joint – stock company (in the Czech republic s.r.o. and a.s.): Before registration to the Business register – capital account – notarial deed, passport (you have not IČO yet), After registration to the Business register – passport, Certificate of incorporation (you have IČO).

3. Company accounts 17/12/2015chapter3 For companies which are not on market longer than 24 months is this account free of charge. Unlimited payments in the Czech republic, Debit card, Internetbanking, smartphonebanking, Withdrawal from ATM in the Czech republic and abroad as well, Overdraft, Current account. Your company is on market longer than 24 months: Company account eKonto Komplet, Company account eKonto Business, Company account eKonto Živnost.

4. Payment methods in the Czech republic 17/12/2015chapter4 Payment terminal Acceptance of payment cards Domestic and foreign payments eCommunicator

5. Types of loans 17/12/2015chapter5 Business Overdraft In business, there are moments when you need quick money to replenish inventory or to buy material at a discount. With Business Overdraft – you will always have enough money available. Instalment Loan Do you need money to develop you business? Would you like to furnish your office, expand production, or buy new machinery? You can use our Instaltment loan to finance long-term investments in your business or operations.

6. What do you need? 17/12/2015chapter6 1.You start with your business and you have not tax return Fill loan application, Account statements for last six months 2.You have tax return Fill a loan application, Describe succes, why you want money, Prove your tax return.

7. Support and contacts 17/12/2015chapter7 Vanda Kyslingerová Relationship Manager Micro Clients Brno Masarykova Branch 603 808 041 vanda.kyslingerova@rb.cz Martin Dvořák Micro Sales Specialist 731 662 768 martin.dvorak@rb.cz We would like to be partner in your business…

8. Any questions…? 17/12/2015chapter8 Thank you for your attention. If you will have any question we will be available after presentation.