2. Template by Bill Arcuri, WCSD Who Wants to Be a Millionaire?

3. Home and Automobile Insurance (Ch. 10) _________________________ _____________________ ___________________ __________________ _________________ ______________ Click the appropriate dollar amount at right to proceed to the question

4. Template by Bill Arcuri, WCSD Phone A Friend “OK Contestant…your time limit for this question has been extended from 30 seconds to one minute…” Return to the Question

5. Template by Bill Arcuri, WCSD Use the Textbook “Contestant…you have one minute to consult your textbook to find the answer to the question…” Return to the Question

6. Template by Bill Arcuri, WCSD Fifty - Fifty You’ve asked that two of the wrong answers be eliminated, leaving you with one wrong answer plus the correct one. 50/50 Return to the Question

7. Template by Bill Arcuri, WCSD Correct Correct! Proceed to Next Question

8. Template by Bill Arcuri, WCSD Incorrect Sorry, That’s Incorrect Return to the Question

9. Template by Bill Arcuri, WCSD Premium Question #1...What do we call the fee the policyholder pays the insurance company? InsuredPolicy payment Insurer 50/50 A CD B

10. Template by Bill Arcuri, WCSD Hazard Question #2...What do we call the chance of loss or injury? PerilRisk Negligence A CD B 50/50

11. Template by Bill Arcuri, WCSD Risk Question #3...What do we call anything that increases the likelihood of loss through some peril? HazardPeril Negligence A CD B 50/50

12. Template by Bill Arcuri, WCSD Rick avoidance Question #4...When you wear a seat belt in your car, you are practicing…? Risk reductionRisk shifting Risk assumption A CD B 50/50

13. Template by Bill Arcuri, WCSD Set insurance goals Question #5...What is the last step in planning an insurance program? Develop a plan to reach your goals Put your plan into action Review your results A CD B 50/50

14. Template by Bill Arcuri, WCSD Negligence Question #6...What do we call the legal responsibility for the financial cost of another person’s losses or injuries ? MandatingLiability Responsibility A CD B 50/50

15. Template by Bill Arcuri, WCSD Building Question #7...Homeowner’s insurance does not cover which of the following? Expensive musical instrument Personal property Living expenses A CD B 50/50

16. Template by Bill Arcuri, WCSD Video Question #8...Which of the following would not be used for a household inventory? ReceiptsPictures Memory A CD B 50/50

17. Template by Bill Arcuri, WCSD Wind Question #9...Which of the following would be an example of specialized coverage? TheftFlood Fire A CD B 50/50

18. Template by Bill Arcuri, WCSD Actual cash value Question #10...What do we call the payment method where you receive the replacement cost of an item minus depreciation? Depreciation value Replacement value Full value A CD B 50/50

19. Template by Bill Arcuri, WCSD You when you are in the car Question #11...Medical payments coverage is insurance that applies to everyone but…? You when you are hit by a car Family members in your car You when you are in your house A CD B 50/50

20. Template by Bill Arcuri, WCSD Fire Question #12...Comprehensive physical damage coverage protects you if your car is damaged by all but…? Falling objectsAnother car Tornadoes A CD B 50/50

21. Template by Bill Arcuri, WCSD Ethnic background of the driver Question #13...Which of the following factors does not affect the cost of insurance? Age and gender of the driver Rating territory Type of vehicle A CD B 50/50

22. Template by Bill Arcuri, WCSD Good driving record Question #14...Which of the following will not reduce the cost of your insurance? Good grades Taking driver’s education Getting a raise at work A CD B 50/50

23. Template by Bill Arcuri, WCSD No-fault system Question #15...What do you call when drivers who are involved in accidents collect money from their own insurance companies? Full-fault system All-fault system Driver’s responsibility system A CD B 50/50