1. Copyright 2007 – All rights reserved Creating Wealth GigaWealth Corporation

2. Copyright 2007 GigaWealth Corporation Creating Wealth The goal of wealth creation is to become financially independent by investing your money smartly, and enabling your money to work for you When you become financially independent, your money works for you, instead of you working for your money There are a few requirements though. You have to… – Save money and invest it smartly – Give your money time to work – Have a plan that you follow understanding risk and reward – Modify your plan as things change – Become financially literate – learn about investing and wealth creation – Use a system that supports you – Be part of a community that provides you input and help Let’s consider each of these one by one

3. Copyright 2007 GigaWealth Corporation Save money and invest it smartly You’ll never become wealthy if you spend more than you make You’ll never become wealthy if you are always in debt You’ll never become wealthy if you keep “investing” in assets that “eat your money” Two assets that eat your money are a car and a house To become wealthy you need to set a priority on saving and investing first, and discretionary spending second Investing smartly means using a system like GigaWealth to help you find good investment opportunities, and consider a wide range of investments, not just stocks and bonds

4. Copyright 2007 GigaWealth Corporation Give your money time to work The more time your money has to work for you, the more it will be worth If you invested $10,000 in the stock market today, at the historical rate of stock appreciation (about 12%), it would be worth about $1M in 40 years. Whether it is investing in CD’s, stocks, mutual funds, ETFs, bonds, etc. the more time you give your money or investments to work for you, the more they it be worth, and the more likely to support you

5. Copyright 2007 GigaWealth Corporation Give your money time to work

6. Copyright 2007 GigaWealth Corporation Have a plan that you follow understanding risk and reward You can’t reach your goals without a plan Your plan needs to start by understanding your situation, your needs, your goals and your risk tolerance The more time you can give for your investments to work for you, the more options you will have for finding an acceptable risk / reward solution The less time you give your investments to work for you, the fewer options you will have, and you will be faced with accepting higher risk Your plan needs to understand the risk / reward tradeoffs, and be a plan that you can follow

7. Copyright 2007 GigaWealth Corporation Understanding your situation Where are you in life? What are your needs? What are your wants? What goals do you have? What worries do you have? What do you want to achieve? What do you want to avoid? What risk are you willing to take? These are all questions that you need to consider

8. Copyright 2007 GigaWealth Corporation Developing a plan Your wealth creation plan is how you are going to achieve your financial goals You need to invest money that you save smartly and wisely You need to understand the risk / reward tradeoff of different investment opportunities You need to understand time and timing so that you make good decisions

9. Copyright 2007 GigaWealth Corporation Risk / Reward tradeoffs Reward $ Risk Gov’t Bonds CD’s Corp Bonds Mutual Funds, ETFs Stocks Commodities Your plan needs to consider the risk / reward tradeoffs of the different investment opportunities you have

10. Copyright 2007 GigaWealth Corporation Modifying your plan Life often doesn’t go the way you planned Your plan needs to change as your needs change, or your plan needs to be adjusted Changing needs – Change in income – Change in expenses – Change in lifestyle Adjusting your plan – Change in your portfolio performance – Change in economic conditions – Change in industries – Change in companies Stay focused on your goals, even if they change!

11. Copyright 2007 GigaWealth Corporation Become financially literate Becoming wealthy requires financial education Financially literate means becoming familiar with the wealth creation process, the topics and the tools GigaWealth is a wonderful place to start your financial literacy There is a lot more beyond GigaWealth that can benefit you, including – Subscriptions to periodicals, such as a financial newspaper or magazines – Online courses in finance or economics, or at local community colleges

12. Copyright 2007 GigaWealth Corporation Use a system that supports you GigaWealth provides a system that supports your wealth creation and management Free membership – Manage one portfolio – Search for investment opportunities in cash/CD’s, stocks, mutual funds, Exchange Traded Funds (ETFs) – Create a member profile and participate in the community Paying memberships – $9.95 a month – includes access to online education, two more portfolios, and bond and real estate investing – $19.95 a month – up to 10 portfolios and access to stock option and collectible investing – $29.95 a month – up to 40 portfolios and access to all asset classes, plus ability to do your own analysis – $39.95 a month – up to 100 portfolios, and ability to create your own model – $49.95 a month – for professionals, up to 100 portfolios, with ability to create own model and perform own analysis, and to publish it to selected members of the community on a subscription basis (which requires additional license and fees)

13. Copyright 2007 GigaWealth Corporation Be part of a community Creating and managing your wealth can be helped by others who can provide you support, advice or help And you can help others, too!

14. Copyright 2007 GigaWealth Corporation GigaWealth Additional Resources Corporate website with additional information – www.gigawealth.net www.gigawealth.net Free membership – https://gigaw001.secure.omnis.com/gw_signup.php https://gigaw001.secure.omnis.com/gw_signup.php Sign up and start building your wealth today, with GigaWealth, your trusted wealth creation and management partner!