1. Referring Working Capital Prospects to OnDeck Prepared for Nationwide Payment Solutions November 2013

2. 2© Copyright 2013 OnDeck. All rights reserved. OnDeck Small Business Loans $5K - $250K over 3 – 18 months Application decision and funding in less than 24 hours Great fit for brick and mortar and traditional merchants such as: retailers, restaurants, auto shops, light manufacturers, dentists, doctors, salons, bars, etc… True business loan that helps merchant build credit, not a merchant cash advance Loans are used to purchase equipment, buy inventory, expand business, hire employees, or general working capital

3. 3© Copyright 2013 OnDeck. All rights reserved. Three Qualifying Questions Have you been in business for at least 1 year? Do you do a minimum of $100K in annual revenues? Do you have a minimum average bank balance of $1K? If the answer is YES to the questions above, we’d love to speak with the merchant

4. 4© Copyright 2013 OnDeck. All rights reserved. Referring an Applicant Takes 30 Seconds Step 1: –Go to ondeck.com/nationwide Step 2: –Enter referral’s information Step 3: –“Submit” and we’ll contact your merchant within a few hours Step 4: –OnDeck provides Nationwide weekly reporting on all leads – at the merchant and referrer level

5. 5© Copyright 2013 OnDeck. All rights reserved. Collateral Support Each agent will be provided FAQ’s and general guidelines for referring the right businesses to OnDeck

6. 6© Copyright 2013 OnDeck. All rights reserved. OnDeck Contact Information Tim Schuermer –tschuermer@ondeck.comtschuermer@ondeck.com –917.677.7086 Charlie Deutsch –cdeutsch@ondeck.comcdeutsch@ondeck.com –917.677.7073