1. In-House Loans—Should We or Shouldn’t We?

2.  Panelists:  Roger Patrizio  Michael McGillicuddy  Ray Siderius  Panel Moderator: Paul Stone PANEL INTRODUCTIONS

3. The History of Your Loan Program Why did you start the program? What research did you conduct? How did you get it set up? Who is in charge of the program at your school?

4. Program Use What percentage of your student population uses your in-house program?

5. Application Process What type of application process do you use? Do you often find you need to reject applications? What are some of the common reasons that applications are rejected?

6. Repayment of the Loan Do you give students full loans or do you require a down payment? How often do students make payments? When do payments start? When do payments end?

7. Fees What types of fees do students pay? What type of interest do you charge?

8. Default What is the default rate on loan payments? What do you do when students don’t make payments?

9. Challenges What are other challenges schools should consider when they set up their loan programs?

10. Getting Started How might schools get started setting up in-house loan programs?

11. In-House Loans—Should We or Shouldn’t We?

12. The History of Your Loan Program Why did you start the program? What research did you conduct? How did you get it set up? Who is in charge of the program at your school?

13. Program Use What percentage of your student population uses your in-house program?

14. Application Process What type of application process do you use? Do you often find you need to reject applications? What are some of the common reasons that applications are rejected?

15. Repayment of the Loan Do you give students full loans or do you require a down payment? How often do students make payments? When do payments start? When do payments end?

16. Fees What types of fees do students pay? What type of interest do you charge?

17. Default What is the default rate on loan payments? What do you do when students don’t make payments?

18. Challenges What are other challenges schools should consider when they set up their loan programs?

19. Getting Started How might schools get started setting up in-house loan programs?

20. In-House Loans—Should We or Shouldn’t We?

21. The History of Your Loan Program Why did you start the program? What research did you conduct? How did you get it set up? Who is in charge of the program at your school?

22. Program Use What percentage of your student population uses your in-house program?

23. Application Process What type of application process do you use? Do you often find you need to reject applications? What are some of the common reasons that applications are rejected?

24. Repayment of the Loan Do you give students full loans or do you require a down payment? How often do students make payments? When do payments start? When do payments end?

25. Fees What types of fees do students pay? What type of interest do you charge?

26. Default What is the default rate on loan payments? What do you do when students don’t make payments?

27. Challenges What are other challenges schools should consider when they set up their loan programs?

28. Getting Started How might schools get started setting up in-house loan programs?

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