1. Increasing Resilience through Hospitalization Coverage: Case Studies from the Middle East and Africa SEEP Conference 2015 Washington DC

3. 10 years Working in 7 markets Over 400,000 clients covered and growing

4. Why did Women's World Banking get involved in health?

5. ► Important for women ► Equally relevant in different contexts

6. Mexico Jordan Universal health coverage Morocco Peru Limited public coverage Uganda No public coverage

7. HIDDEN COSTS: NON-MEDICAL COSTS MEDICAL COSTS Admission Medication Hospital materials Scans Treatment and surgery, if applicable Bribes Lost income for patient and caregiver(s) Transportation Food for patient and caregiver(s) Accommodation Incidentals

8. Hospital cash = peace of mind & resilience 8

9. ► Simple and easy to implement ► Relevant: significant and meaningful coverage ► Access for all, especially women ► Affordable premium

10. Our journey in Jordan Research Credit life insurance for client Life cover for spouses Health cover for clients & families

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12. EXPANSION Latin America Mexico & Peru MENA Morocco & Egypt SSA Uganda

13. Sneak peek: Morocco ► More beneficiaries: Women, men and families from inception ► More benefits: ‘hospital cash plus’ including coverage for hospitalization, childbirth and death ► Larger scale: 300,000 client base with mandatory coverage

14. TAYSSIR AL AMANA Premium: $1-3 per month Benefits: Hospitalization: $50-520 per stay Childbirth: $30 gift Death: $200 Disability: $100 Diagnosis of Critical Illness: $100 14

16. Challenges ► Building awareness of a more complicated product ► Product pricing ► Equality in women and family claims 16