1. Keynote Session Banking and Technology Roundtable – Where the Industry is Heading Speaker: Thomas Torre Date: Thursday, September, 27th

2. ©2007 Metavante Corporation. 2CONFIDENTIAL – Only individuals with the need to know based on job responsibilities. Once In A Generation  New Products & Services  Tremendous Growth Opportunities  New Sources of Revenue and Client Relationships

3. ©2007 Metavante Corporation. 3CONFIDENTIAL – Only individuals with the need to know based on job responsibilities.

4. ©2007 Metavante Corporation. 4CONFIDENTIAL – Only individuals with the need to know based on job responsibilities. Consumer Empowerment Tools  Self-Service Consumer Benefits Portal –Decision Support Tools –Transparency – Price & Quality –HSA / FSA / HRA Accounts –Bill Payment –Electronic Shoebox –Transaction History –Electronic Statement Access  Movies – Flash Education  Healthcare Financial Planning & Investment Tools  Portable Medical History Functionality  Point-of-Service Payment Capabilities  Eligibility & Payment Cards

5. ©2007 Metavante Corporation. 5CONFIDENTIAL – Only individuals with the need to know based on job responsibilities. The Next Twelve to Twenty Four Months  Integration, integration, integration…  Full benefits account management systems and multi-purse cards based on one platform  More robust HSA investment offerings  Enhanced consumer empowerment tools  Maturing of CDH platforms to better support various plan offerings. The Winners Will Be Those That Integrate Well and Present the Best Customer Experience

6. ©2007 Metavante Corporation. 6CONFIDENTIAL – Only individuals with the need to know based on job responsibilities. Integrated Card Provider Eligibility, Claims and Payment Gateway CDH Platform FSA HRA LOC DCA Transit HSA POS Device Financial Institution Employer Website Consumer Website Consumer Accounts FSA HRA HSA DCA TSA 401K Check LOC Consumer Information Personal Health Record Comparative Analytics Decision Support Tools Online Enrollment And more… Health Plan Settlement Agent EOB EOP Payment Instructions Payment A Fully Integrated Solution Consumer

7. ©2007 Metavante Corporation. 7CONFIDENTIAL – Only individuals with the need to know based on job responsibilities.