2. The spending of money or capital in order to gain profitable returns, as interest, income, or appreciating in value.

4.  A debt certificate issued by a corporate company or government to borrow money from the public with a promised return.  You can expect your capital and interest to be returned to you upon maturity of the bond.

5.  Government Bonds › Issued by the Treasury › Considered to be the Safest › Low Returns  Municipal Bonds › Issued by Cities or Local Government › Slight Risk › Tax Free › Low return

6.  Corporate Bonds › Issued by Private Companies › Riskiest Type › Very high returns  Zero-Coupon Bonds › Doesn’t Make Periodic Interest Payments › Offers Great Discount Initially › Get Initial Investment Plus Interest Back at Once

7. A stock is capital raised by a corporate company by promising the share of ownership of the company. The price can go up and down depending on company performance.

8.  Common Stock › Own Equity in the Company › Entitled to Profit Sharing  Dividends  Gain of Share Values › Voting Rights

9.  Preferred Stock › Earlier Dividends › Fixed Rate of Return › No Voting Rights

10.  Land and its Improvements › Buildings › Anything Affixed to the Land and Beneath › Also referred to as:  Real Property  Realty  Immovable Property › Real Estate – Any gains from real property  Selling a House  Rent

11.  A scheme where money is pooled from many investors and invests collectively on series of securities such as money market instruments, bonds, and stocks.  Used to diversify investment portfolios to reduce market risk.

12.  Something that holds a special place in your heart.  Vary from person to person › Can Include:  Sea Shells  Video Games  Sports Cards  Toys  Stamps  Coins