1. EMPLOYEE BENEFIT PACKAGE

2. HOW DO YOU DECIDE When you are presented with more than one job offer, how do you make your final decision? Consider this information when deciding Indirect vs Direct Compensation Base Pay Merit Pay Incentive Pay Deferred Pay

3. INDIRECT COMPENSATION Pay for Time Not Worked Vacations Holidays Sick Leave Jury Duty Protection Programs Medical Insurance Life Insurance Disability Income Pension Social Security Services and Perquisites Recreational facilities Car Financial planning Low-cost or free meals

4. DIRECT COMPENSATION BASE PAY Salary based on an annual amount regardless of hours worked Wage based on an hourly set amount

5. DIRECT COMPENSATION MERIT PAY Paid for something special you do DEFERRED PAY Savings plan Stock purchase Annuity INCENTIVE PAY Bonus Commission Piece rate Stock option Profit sharing Shift differential

7. EMPLOYEE + CHILD ONLY

8. Family Coverage

10. WHEN DEDUCTIONS ARE MADE PRE TAX —Deductions are made prior to paying taxes Examples: Medical, Dental And Vision Insurance, Life Insurance, Flexible Spending POST TAX —Deductions are made after taxes have been deducted Examples: Life Insurance (above what is offered), Disability