1. Are You Totally Protected?

2. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  36 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” “Are You Totally Protected”

3. What Is Your Greatest Risk? CANCER / HEART ATTACKS / ACCIDENTS / STROKES  The fear of CANCER / HEART ATTACKS / ACCIDENTS / STROKES were the top Four conditions listed that worry our customers the most!! WHAT ARE YOURS?? WHAT ARE YOURS??  There are five big reasons that these conditions should concern every family;  82% Cancer + Heart Attacks + Strokes + Accidents  82% of all hospital confinements are related to the 4 most common catastrophic Events: Cancer + Heart Attacks + Strokes + Accidents  These Claims Average Including Lost Wages, $16,500 Out Of Pocket!!  They Are Also The Number One Cause Of Bankruptcies In America  75% had health insurance + 70%40%  75% had health insurance + 70% of patients use up their savings! + 40% of those, also max out credit cards! 100% and Provides Income Protection!!  Our Total Protection Plus Plan pays all these claims 100% and Provides Income Protection!! WHICH WOULD YOU RATHER FOCUS ON?? “RECOVERY OR FINANCES”

4. How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection MAJOR MEDICAL ONLY $50,000 EACH + LIFE PLAN $50,000 EACH + Negotiates Discounts On Balances Audits All The Bills Total Protection Plus + World Class Major Medical Plan + 100% ACCIDENT PLAN + CRITICAL ILLNESS $50,000 EACH + LIFE PLAN $50,000 EACH + KARIS GROUP Negotiates Discounts On Balances Audits All The Bills “ FIVE PLANS ” Standard Protection ”ONLY” Major Medical Health Insurance ”ONLY” Higher Premiums Less Coverage CRITICAL ILLNESS FAMILY SECURITY 100% ACCIDENT PLAN “ FIVE PLANS ” TOTAL PROTECTION PLUS “ WHAT IF ” TOTAL PROTECTION Lower Premium Better Coverage Better Coverage MAJOR MEDICAL “ ONLY ”

5. HII MAJOR MEDICAL BRIDGE $3,500 STOP LOSS + TEAM CORP TRI-MED PLAN $10,000 AD&D 100% Coverage On Accidents Coverage On Critical Illnesses + COLORADO BANKERS CRITICAL ILLNESS PLAN $50,000 INCOME REPLACEMENT + KARIS GROUP KARE 360 PLAN TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 73119 / 41-39-2 Kids HII BRIDGE + TC TRI-MED + CBL Critical Illness + KARIS GROUP $720 ZERO OUT OF POCKET PLUS INCOME STANDARD PLAN ACA SILVER PLAN 2 UNLIMITED BENEFITS NO DEDUCTIBLE NO DEDUCTIBLE 10 Doctor Office Visits 100% Coverage On Wellness 100% Coverage On Accidents $6,350 STOP LOSS $1,030 $6,350 STOP LOSS USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card

6. ACA BRONZE PLAN 2 UNLIMITED BENEFITS NO DEDUCTIBLE NO DEDUCTIBLE 4 Doctor Office Visits 100% Coverage On Wellness 100% Coverage On Accidents Coverage On Critical Illnesses + COLORADO BANKERS CRITICAL ILLNESS PLAN $50,000 ON DIAGNOSIS + KARIS GROUP KARE 360 PLAN TOTAL PROTECTION PLUS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 73119 / 41-39-2 Kids Assurant + CBL Critical Illness + Kare 360 Plan $1,015 ZERO OUT OF POCKET PLUS INCOME STANDARD PLAN ACA SILVER PLAN 2 UNLIMITED BENEFITS NO DEDUCTIBLE NO DEDUCTIBLE 10 Doctor Office Visits 100% Coverage On Wellness 100% Coverage On Accidents $6,350 STOP LOSS $1,030 $6,350 STOP LOSS USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card