1. 1 Finance Future and Innovation Henry Ozianyi Regional Finance Manager, East and South Africa Personal Contact Face book: FinancialMatters Twitter: Financesmatters

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3. 3 Courtesy:SAP

4. 4 Finance and Innovation Distributed ledger systems Distributed ledger systems —such as the blockchain technology underlying bitcoin—and mobile payment systems provide “compelling alternatives” to traditional banking. Peer-to-peer lending will erode deposits – cut the middle man (Bank) Crowd-funding puts pressure on intermediaries.. connect start-ups with potential investors, offering individuals the potential for higher returns Robot advisers turn up the heat Automated wealth management services to rival traditional bank channels

5. 5 Finance and Innovation Loss of skills Young fin-tech companies carry out several processes such as risk modelling, transaction monitoring or data collection which could lead to potential loss of core skills in their workforce, leaving finance institutions less able to offer a “holistic”, all-encompassing service. transaction monitoring Trading gets riskier as it becomes more electronic “intelligent machines will replace largely human activities”. As machines take a bigger role, errors will have a large impact, with even small errors in data having large consequences. New market platforms make institutional products less attractive The report notes that the growth of the new platforms which use technology to connect buyers and sellers in traditionally illiquid markets—such as trading of shares of private companies—is diminishing the role of intermediaries, such as banks.trading of shares of private companies

6. 6 Some Disruptive quotes

7. 7 Life Long Learning Lifelong learning : is the "ongoing, voluntary, and self-motivated" pursuit of knowledge for either personal or professional reasons. Therefore, it not only enhances social inclusion, active citizenship, and personal development, but also self-sustainability, rather than competitiveness and employability. Why Improve Your Appetite To Life Long Learning: Key enabler Drives performance Enhances intellectual capital Competitive differentiator Meet strategic objectives Brand value promoter

8. 8 3 Key Areas : Balance your personal equation TechnicalProfessionalLeadership Technical, Business or Subject Matter knowledge and skills that are specific to a certain role Examples: ►Bus specific knowledge ►Product knowledge ►Technical skills ►Operational Procedures ►Legal and regulatory requirements Generic skills that are required to perform your role professionally (regardless of what your specific role is) Examples: ►Communication Skills ►Presentation Skills ►Project Management ►Influencing and Negotiating Skills ►Networking Skills ►Time Management ►Managing Change ►Problem Solving Skills that fit the Finance future Leadership Model: - Drive to Lead - Delivering Results - Future Focus - Leading People Examples: ►Making tough decisions ►Coaching Skills ►Turning Vision to Strategy ►Leading Change ►Inspiring and Motivating others ►Managing the Matrix ►Drive high performance ►Strategic thinking ►Crisis Management

9. 9 Conclusion Step up to the challenge. It is our time to own your space