1. Family Finance Workshop Amanda Ward – Director of Enjoy Benefits Childcare costs: systems & savings

2. Childcare costs in the UK. The employee benefits that every employer should offer Different ways to cut your childcare bills….. Childcare vouchers Workplace nursery benefit Govt proposals for a “new & improved” form of help Your next steps to getting the best savings…

3. Childcare costs: systems & savings Childcare costs in the UK.

4. Childcare costs: systems & savings The employee benefits that every employer should offer

5. Childcare costs: systems & savings Different ways to cut your childcare bill….. Childcare vouchers Workplace nursery benefit

6. Childcare costs: systems & savings Different ways to cut your childcare bill….. Childcare vouchers

7. Childcare Vouchers So what are childcare vouchers? Pay your childcare bills out of your gross salary, not nett! Save up to £1866 a year, per family Both parents can claim the benefit From birth up to 1 st September after child’s 15 th birthday

8. Childcare Vouchers How do you start taking the benefit? Employer sets up a company account with us. You set up a personal account with details of your child/children. What value of voucher would you like to take? We pay your carer(s) for you. So how does this save you money? …….

9. Childcare costs: systems & savings Workplace nursery benefit Uncapped benefit Save significantly more than you would with vouchers Example of nursery fees of £900 per month… you will save £2721 a year versus only £1866 with vouchers.

10. Childcare costs: systems & savings Workplace nursery benefit from employers perspective: Neutral cost to the employer. Win win for the parent, employer and nursery.

11. Childcare costs: systems & savings Govt proposals for a “new & improved” form of help

12. Childcare vouchersProposed Tax Free childcare Dad can claim as soon as mum comes out of maternity ward. CAN’T be used until both parents back at work. Can be claimed by just one parent.Can only be claimed if both parents working Save £1866 per family on spend of £5832. Save £2000 on spend of £10,000 Benefit obtained through employerYou pay HMRC money with your debit card Compare & Contrast…

13. Childcare costs: systems & savings Your next steps to getting the best savings…

14. I am happy to speak to anyone here tonight, who would like a review of their childcare costs to see if they could be saving more….