1. Nov 2012 MANAGEMENT DIV. POLICY ADMIN IT DIVISION INVESTMENT FINANCE ACCOUNTING

2. Contents Company Logo Management Div. 1 Policy Administration 2 IT DIVISION 3 Portfolio and Business result 4

3. Contents Company Logo Management Div. 1

4. Management Div - HR. Company Logo Build up your own professional working style & office etiquette  Make you more proactive, elegant, flexible 15:00 ~ 17:00, Friday, Nov/30/2012 10 th Floor, Cathay Life Head office, The World Center Employees level from Senior Specialist below Trainer of Training Division

5. Management Div - HR. Company Logo December 07 & 08, 2012 10th Floor, Cathay Life Head office, The World Center Middle Management level (level from Senior Specialist above) Trainer of Parent Company (Taiwan)

6. Company Logo OFFICE BUILDING INFORMATION 1. HA PHAN (HCM): Terminate 4F+5F  Terminated area : 286 m 2 (remain 200 m 2 ) (Note: Unit price unchanged : 283,374 VND/m 2 )  Status : finished on Nov 06, 2012 2. TWC (HCM): Revise storages of FA, PA  Re-arrange and add more shelves to storages of F&A Div., PA Div. to keep more documents  Status : done Management Div.- GA

7. Company Logo 3. NAQ (DNAI): Adjust RD & Collector room  Prevent noise for Collector room (GF) by installing high partitions and door.  Adjust partitions for promoted RD’s room (1F)  Status : estimate to finish on Nov 30, 2012 OFFICE BUILDING INFORMATION Management Div - GA.

8. CHANGES IN THE MEMBER COUNCIL AND THE CONTROLER OF OUR COMPANY  On 12 July 2012, our member council has approved 1.the change of the legal representative; 2.appointing new controller; 3.changing members of the member council to submit to MOF.  Now, MOF has sent documents No. 15554/BTC-QLBH dated 8/11/2012 approving for our changes. Company Logo Management Div - Legal

9. Company Logo Before : Mr. Liao Chih Chiang After : Mr. Lee Hsun Yu I. NEW LEGAL REPRESENTATIVE Mr. Wu Chun Hung Management Div - Legal II. NEW CONTROLLER

10. Company Logo III. CHANGING OF THE MEMBERS OF THE MEMBER COUNCIL Before changing: 1. Mr. Liao Chih Chiang 2. Mr. Lin Jin Shu 3. Mr. Lai Chi Min After changing: 1. Mr. Liao Chih Chiang 2. Mr. Tsai Han Chang 3. Mr. Lee Hsun Yu PS. Mr. Tsai Han Chang will be new Vice Chairman to replace for Mr. Lin Jin Shu Management Div - Legal

11. Contents Company Logo Policy Administration 2

12. Company Logo Unit Non-UW factor Received case Non UW % PO/LA innform ation, TIA releated Lack of answer the questio ns Related to Agent, Client's signatur e Agent's Report Related to ID card Total Ho Chi Minh Total300003773.9% Ha Noi Total020013793.8% Da Nang Total130026639.5% Can Tho Total030003437.0% Dong Nai Total1100022310.9% Hai Phong Total00000070.0% Grand total59003175003.4% INCOMPLETE RATIO FOR NON-UW

13. Policy Administration Company Logo INCOMPLETE RATIO FOR NON-UW Trend Chart Yearly target 4%

14. CFS Within 14 days – 11 th working Month UW Index05th 201206th 201207th 201208th 201209th 201210th 201211th 2012 HCM92.9%95.9%94.1%96.3%86.8%100.0% HANOI96.5%99.4%96.8%98.7%97.7%100.0% DANANG100.0% CANTHO97.9%98.9%95.1%86.1%87.5%100.0%97.5% DONG NAI96.6%90.8%96.4%96.1%97.1%93.5%98.7% HAI PHONG100.0%91.3%97.1%100.0%90.5%100.0% CFS within 14 days96.7%95.1%96.6%96.3%95.3%96.8%99.2% Policy Administration CFS return table CFS return Trend Chart

15. Policy Administration Not-taken ratio in 10 th wkm-2012 Unit 7th8th9th10th HCM3.8%0.9%7.7%2.4% HN4.6%6.3%1.3%3.5% DN4.8%3.2%6.3%0.0% CT6.8%2.8%0.0%6.4% Dong Nai3.0%6.3%0.0%9.1% HAP23.7%23.1%16.5%0.0% GA BenTre0.0% Not taken ratio (wkm)6.1%5.4%5.5%5.8% 4% Target 2012

16. Contents Company Logo IT DIVISION 3

17. New Contract Simple Input Phase II Investment Project Information Security

18. Operation Center Input New Contract Simple Input Phase II IT DIVISION

19. Assign Function Tracking Function Input Function IT DIVISION New Contract Simple Input Phase II

20. Assign Function Assign a case to a key-in person IT DIVISION New Contract Simple Input Phase II

21. Tracking Function Track all cases status IT DIVISION New Contract Simple Input Phase II

22. Input Function IT DIVISION New Contract Simple Input Phase II

23. Investment Department Make a Excel file Confirm Director Accounting Department Account booking Manually Original working process IT DIVISION Investment Project

24. Investment Department Input into system Confirm Director System generate, accounting just confirm Accounting Department New working process IT DIVISION Investment Project

25. Benefits  For investment department, easily to manage the bond, deposit records by system instead of excel file  For accounting department, no need to input system for the transaction manually IT DIVISION Investment Project

26. Function to input new deposit & bond IT DIVISION Investment Project

27. Function to print the approval IT DIVISION Investment Project

28. Function of account booking IT DIVISION Investment Project

29. Block file transfer in Skype Block sharing folders Both limitations are to protect the information in our company IT DIVISION Information Security

30. Block file transfer in Skype Skype is used for text message only When you try to send files, this message will pop. Will take effect on 03/12/2012 IT DIVISION Information Security

31. Block sharing folders Before Blocking After Blocking IT DIVISION Information Security

32. Contents Company Logo Portfolio and Company result 4

33. 33 Investment Asset Allocation Gov. Bonds: Ave. yield 14.6%; Duration 5.1y Gov. Bonds: Ave. yield 14.6%; Duration 5.1y VND TD: Ave. rate 12%; Tenor: 4.1y VND TD: Ave. rate 12%; Tenor: 4.1y USD TD: Ave. rate 1.7 % ; Tenor: 0.1y USD TD: Ave. rate 1.7 % ; Tenor: 0.1y Cash/DD: Ave. rate 1.5% Cash/DD: Ave. rate 1.5% Note: As of Oct. 30 th Most of our investment income comes from the long term Government Bonds. Weighted average yield is around 13.6%. We achieve 11 billion VND Investment Income every month. Portfolio: VND1,015 billion Gov. Bond (66.4%) VND TD (31.7%) USD TD (1.7%)

34. Business result Company Logo