1. PROTECTING YOUR CHURCH MINISTRY Protecting Your People, Ministry and Buildings

2. Protect Your People Foreign Medical Protection Health Insurance Short & Long Term Disability Dental and Vision Health Savings Accounts (HSA) Life Insurance

3. Protect Your People Key Man Policies Section 125 Plans Voluntary Benefits ACA Audit & Impact Analysis Foreign Mission Travel Missionary Respite Medical

4. Protect Your Ministry Directors and Officers Liability Employment Practices Liability Foreign Liability International Travel Insurance Security Operations Liability Religious Freedom Protection

5. Protect Your Ministry Counseling Liability Lay Counseling Protection Sexual Misconduct Insurance Workers’ Compensation Excess Liability/Umbrella Volunteers’ Coverage

6. Protect Your Buildings Each State has its Own, Unique Risk California has earthquakes and fires Property Coverage Theft Ordinance or law Stained-glass windows Newly acquired, personal and off-premise property Pastor's personal property Equipment breakdown

7. Protect Your Buildings Liability: bodily injury, property damage, personal injury, libel, slander, contractual liability, copyright infringement and medical payments Auto and/or bus Non-owned or hired vehicle Umbrella policy Earthquake

8. 8 WHAT QUESTIONS CAN I ANSWER FOR YOU? (559) 287-7840 cell phone rwiltrout@csbc.com Rod Wiltrout Church Finance Specialist www.csbc.com/financialmatters