1. Provide Niceville City Hall 7:00 PM 2 March 2010 RBOA INC 2010 ANNUAL MTG

2. RBOA INC Welcome -- thanks for coming Welcome -- thanks for coming Your participation in conduct of RBOA is greatly appreciated Your participation in conduct of RBOA is greatly appreciated 402 members strong 402 members strong Board of Directors, Committees Board of Directors, Committees All Volunteers All Volunteers

3. BOARD OF DIRECTORS PRESIDENT PAUL MARYESKI PRESIDENT PAUL MARYESKI VICE PRES TOM ROBBINS VICE PRES TOM ROBBINS TREAS/SEC LINDA BLYTHE TREAS/SEC LINDA BLYTHE ENVIRONMENT BILL PATRICK ENVIRONMENT BILL PATRICK ARCHITECTURE PAUL MARYESKI* ARCHITECTURE PAUL MARYESKI* COMPLIANCE AL HABERBUSCH COMPLIANCE AL HABERBUSCH MAINTENANCE VACANT MAINTENANCE VACANT *acting *acting

4. PURPOSE AND POWER OF THE ASSOCIATION “This Association is non-profit, does not contemplate pecuniary gain or profit to the members thereof. The specific purposes for which it is formed are to provide for maintenance, preservation and architectural control of the residential properties and to promote the health, safety and welfare of the residents of said properties.” (Article III of the By Laws) “This Association is non-profit, does not contemplate pecuniary gain or profit to the members thereof. The specific purposes for which it is formed are to provide for maintenance, preservation and architectural control of the residential properties and to promote the health, safety and welfare of the residents of said properties.” (Article III of the By Laws)

5. AGENDA CALL TO ORDER CALL TO ORDER QUORUM VALIDATION QUORUM VALIDATION ANNOUNCEMENT OF STANDARDS ANNOUNCEMENT OF STANDARDS ELECTION OF DIRECTORS ELECTION OF DIRECTORS FINING AMENDMENT FINING AMENDMENT TREASURER’S REPORT TREASURER’S REPORT PROPOSED 2010 BUDGET PROPOSED 2010 BUDGET COMMITTEE REPORTS COMMITTEE REPORTS OPEN DISCUSSION OPEN DISCUSSION

6. ELECTION OF OFFICERS QUORUM VALIDATION (need 26%, 105) QUORUM VALIDATION (need 26%, 105) ANNOUNCEMENT OF STANDARDS ANNOUNCEMENT OF STANDARDS VOTE COUNT VOTE COUNT RESULTS -- ELECTION OF OFFICERS RESULTS -- ELECTION OF OFFICERS

7. FINING AMENDMENT BACKGROUND BACKGROUND Most ownership association boards have this authority Most ownership association boards have this authority Board operates at distinct disadvantage without this authority Board operates at distinct disadvantage without this authority Will help with covenant compliance Will help with covenant compliance Judicious/deliberate process with limits on daily/maximum fines Judicious/deliberate process with limits on daily/maximum fines

8. FINING AMENDMENT BACKGROUND BACKGROUND MOTION MOTION DISCUSSION DISCUSSION SECOND THE MOTION SECOND THE MOTION VOTE VOTE SIMPLE MAJORITY REQUIRED SIMPLE MAJORITY REQUIRED RESULTS RESULTS

9. TREASURER’S REPORT $44K Annual Program $44K Annual Program 402 mbrs x $110 402 mbrs x $110 Money Mkt: $33.2k Money Mkt: $33.2k Checking: $6.7k Checking: $6.7k Dam Fund: $5.2k Dam Fund: $5.2k ______ ______ $45.1k* $45.1k* *as of 31 Dec 2009

10. 2010 Annual Budget Income Income Annual Dues$44,220 Annual Dues$44,220 Interest (money market) 1,000 Interest (money market) 1,000 Total income$45,220 Total income$45,220 Expenses Expenses Accounting 3,000 Accounting 3,000 Administrative 1,200 Administrative 1,200 Grounds Keeping 8,000 Grounds Keeping 8,000 Insurance 6,000 Insurance 6,000 Landscaping 6,500 Landscaping 6,500 Legal & Professional 5,000 Legal & Professional 5,000 Newsletter 500 Newsletter 500 Projects 4,500 Projects 4,500 Repairs & Maintenance 3,000 Repairs & Maintenance 3,000 Entrance Ways 1,000 Entrance Ways 1,000 Taxes 500 Taxes 500 Utilities (elect/water) 5,500 Utilities (elect/water) 5,500 Other 520 Other 520 Total Expenses $45,220 Total Expenses $45,220 Net Income (Loss) 000 Net Income (Loss) 000

11. COVENANTS COVENANTS COVER EACH OF 13 UNITS COVENANTS COVER EACH OF 13 UNITS Each has expiration date Each has expiration date Legal steps required to extend Legal steps required to extend UNIT 3 COVENANTS EXPIRE 15 MAR 2012 UNIT 3 COVENANTS EXPIRE 15 MAR 2012 Sharon, Ruckel, Wava & Kristin Circle Sharon, Ruckel, Wava & Kristin Circle Majority of property owners must formally approve extension Majority of property owners must formally approve extension More to follow in the next year More to follow in the next year

12. COMMITTEE REPORTS ENVIRONMENTAL ENVIRONMENTAL ARCHITECTURAL CONTROL ARCHITECTURAL CONTROL MAINTENANCE MAINTENANCE COMPLIANCE COMPLIANCE

13. ENVIRONMENTAL

14. ENVIRONMENTAL THE 6 LAKES : Henderson, Kenny, Phelps THE 6 LAKES : Henderson, Kenny, Phelps Werk, Phelps & Amick Werk, Phelps & Amick WILL CONTRACT WITH THE “LAKE DOCTOR” FOR VEGETATION CONTROL ON LAKE HENDERSON/LAKE WERK AS REQUIRED VEGETATION CAN BE CONTROLLED - NOT ELIMINATED LET THE BOARD KNOW IF YOU SEE A PROBLEM DEVELOPING LET THE BOARD KNOW IF YOU SEE A PROBLEM DEVELOPING

15. gators

16. Exercise Caution

17. beavers

18. ARCHITECTURAL CONTROL

19. Who is the Committee? Who is the Committee? Your neighbors!! Paul Maryeski Paul Maryeski Tom Robbins Paul Grimmig

20. ARCHITECTURAL CONTROL ACC Application – for any new house or addition to the property after a house is in place ACC Application – for any new house or addition to the property after a house is in place Download application at rboa.net (first column) Download application at rboa.net (first column) Info required: what is it; what will it look like; what’s it made of; where will it be sited on the lot (include drawings/pictures, specs, site plan) Info required: what is it; what will it look like; what’s it made of; where will it be sited on the lot (include drawings/pictures, specs, site plan) Owner (not realtor or contractor) agrees/certifies Owner (not realtor or contractor) agrees/certifies Restrictive covenants are on the web site (click Documents) Restrictive covenants are on the web site (click Documents) ACC will retain drawings for file – submit in 11” x 14” format ACC will retain drawings for file – submit in 11” x 14” format

21. ARCHITECTURAL CONTROL Variance to Restrictive Covenants Variance to Restrictive Covenants Provide rationale – why can’t your project comply? Provide rationale – why can’t your project comply? Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. across the street) Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. across the street) In granting set back waivers RBOA assumes no responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. This is always noted in ACC approval “Notes” In granting set back waivers RBOA assumes no responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. This is always noted in ACC approval “Notes”

22. MAINTENANCE

23. MAINTENANCE MAINTENANCE CONTRACT MAINTENANCE CONTRACT S&P Landscaping on contract S&P Landscaping on contract Board remains pleased with S&P service Board remains pleased with S&P service LANDSCAPING LANDSCAPING Georgiana C. Peacock Georgiana C. Peacock Georgiana to provide improvement concepts Georgiana to provide improvement concepts for 3 islands: Ruckel Drive entrance off College, for 3 islands: Ruckel Drive entrance off College, Lake Way Drive and Ruckel Drive near dam Lake Way Drive and Ruckel Drive near dam

25. Ruckel Drive (off College )

26. Lakeway Drive

27. Ruckle Drive (near dam)

28. Henderson Lake

30. MAINTENANCE BOARD’S GOAL IS AN ATTRACTIVE COMMUNITY BOARD’S GOAL IS AN ATTRACTIVE COMMUNITY SUGGESTIONS FOR IMPROVEMENTS AND NEW PROJECTS MOST WELCOME SUGGESTIONS FOR IMPROVEMENTS AND NEW PROJECTS MOST WELCOME DON’T BE BASHFUL!!!!! DON’T BE BASHFUL!!!!!

31. COVENANT COMPLIANCE

32. COVENANT COMPLIANCE COVENANT COMPLIANCE APPROACH PER SEPT 2006 LETTER TO ALL RBOA MEMBERS APPROACH PER SEPT 2006 LETTER TO ALL RBOA MEMBERS DIRECT NOTIFICATION TO PROPERTY OWNERS DIRECT NOTIFICATION TO PROPERTY OWNERS DISCREPANCIES DISCREPANCIES GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICS GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICS THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTS THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTS

33. COVENANT COMPLIANCE

34. COVENANT COMPLIANCE (CONTINUED) COVENANT COMPLIANCE (CONTINUED) 2009 2009 41 VIOLATIONS NOTED – NOT ALL PERSISTED 41 VIOLATIONS NOTED – NOT ALL PERSISTED 16 VIOLATION LETTERS MAILED OUT 16 VIOLATION LETTERS MAILED OUT RESULTS --- EXCELLENT RESPONSE!!!!! RESULTS --- EXCELLENT RESPONSE!!!!! 14 VIOLATIONS CORRECTED AFTER FIRST LETTER 14 VIOLATIONS CORRECTED AFTER FIRST LETTER 1 VIOLATION REQUIRED SECOND LETTER (FROM RBOA ATTORNEY) 1 VIOLATION REQUIRED SECOND LETTER (FROM RBOA ATTORNEY) 1 VIOLATION STILL BEING WORKED 1 VIOLATION STILL BEING WORKED

35. COVENANT COMPLIANCE WHERE CAN YOU FIND YOUR COVENANTS WHERE CAN YOU FIND YOUR COVENANTS WWW.RBOA.NET WWW.RBOA.NET WWW.RBOA.NET

36. COVENANT COMPLIANCE

38.  WHAT UNIT ARE YOU IN?  GO TO http://okaloosapa.com/ http://okaloosapa.com/  MOUSE OVER SEARCH & CLICK PROPERTY RECORDS  ACCEPT THE STATEMENT  GET A LIST OF WAYS TO SEARCH Search by Map Search by Map Search by Owner Name Search by Owner Name Search by Parcel Number Search by Parcel Number Search by Location Address Search by Location Address Search by Business Name Search by Business Name Search by Subdivision Name Search by Subdivision Name

39. COVENANT COMPLIANCE

41. ONCE CLICK ON PARCEL NUMBER --PART OF THE INFO IS “ROCKY BAYOU C/C EST #8 LOT 24 “ ONCE CLICK ON PARCEL NUMBER --PART OF THE INFO IS “ROCKY BAYOU C/C EST #8 LOT 24 “ THEN GO TO UNIT 8 COVENANTS ON RBOA WEB PAGE AS PREVIOUSLY DESCRIBED THEN GO TO UNIT 8 COVENANTS ON RBOA WEB PAGE AS PREVIOUSLY DESCRIBED

42. am OPEN DISCUSSION