1. Vantage Benefits Administrators Paperless Benefits Administration System "For distribution to Plan Sponsor only"

2. BISNet Features  Paperless Benefits Enrollment  Paperless Administration  Paperless Customer Service "For distribution to Plan Sponsor only"

3.  Enroll in benefits online or through the benefits call-center Enroll in benefits online or through the benefits call-center  Use our intuitive, and easy to use website Use our intuitive, and easy to use website  Or contact a benefits specialist at the benefits call-center Or contact a benefits specialist at the benefits call-center  Eliminate multiple insurance carrier forms Eliminate multiple insurance carrier forms  Employer’s eligibility rules link to each benefit plan Employer’s eligibility rules link to each benefit plan  System only displays benefits for which the employee is eligible System only displays benefits for which the employee is eligible  Reduces confusion with multiple plans when providing for multiple employee classes Reduces confusion with multiple plans when providing for multiple employee classes  Employee benefit elections upload electronically to all insurance carriers and payroll vendors Employee benefit elections upload electronically to all insurance carriers and payroll vendors  For Employees: Eliminates potentially devastating coverage errors For Employees: Eliminates potentially devastating coverage errors  For Employers: Reduces liability and frustration For Employers: Reduces liability and frustration  Online communication materials Online communication materials  Assists employees in making informed decisions Assists employees in making informed decisions  Reduces the number of calls and questions directed to human resources Reduces the number of calls and questions directed to human resources  Saves thousands of dollars on printed collateral, labor, and postage and handling costs Saves thousands of dollars on printed collateral, labor, and postage and handling costs  Access benefit information and manage life event changes online 24 / 7 / 365 Access benefit information and manage life event changes online 24 / 7 / 365 Benefits To Employees "For distribution to Plan Sponsor only"

4. Benefits To HR  Set-up and configure your system in a few days Set-up and configure your system in a few days  Manage all employee benefit elections in a single system Manage all employee benefit elections in a single system  Prevents employees or dependents from enrolling in plans in which they are not eligible Prevents employees or dependents from enrolling in plans in which they are not eligible  No more duplicate data entry; No more entering data multiple times into HRIS, insurance carrier, or payroll systems No more duplicate data entry; No more entering data multiple times into HRIS, insurance carrier, or payroll systems  Saves time, reduce errors, and increase data accuracy: Saves time, reduce errors, and increase data accuracy:  HR staff no longer processes multiple carrier election forms HR staff no longer processes multiple carrier election forms  Eliminates the need for tracking down employees with incomplete enrollment forms Eliminates the need for tracking down employees with incomplete enrollment forms  All Employee elections are electronically uploaded to carriers & payroll All Employee elections are electronically uploaded to carriers & payroll  Benefit from an Ad Hoc Reporting Tool, which provides the ability to generate custom reports on demand Benefit from an Ad Hoc Reporting Tool, which provides the ability to generate custom reports on demand  HIPAA-compliant security ensures only authorized users can access employee data and administrative functionality HIPAA-compliant security ensures only authorized users can access employee data and administrative functionality "For distribution to Plan Sponsor only"

5. BISNet Data Flows "For distribution to Plan Sponsor only"

6. BISNet Database Structure "For distribution to Plan Sponsor only"