1. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING

2. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Family Health Optima..  Inpatient treatment beyond 24 hours for illness/sickness/disease & accidental injury.  One Sum Insured, Premium and Policy for the whole family.  Sum Insured can be used either Individually or collectively. Entry Parameters  Age @ Entry 5 months to 65 years.  Life long Renewals  Family Size :2A + 3C (economically dependant kids up to 25 yrs of age).

3. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Premium and Sum Insured..  Premium to be charged on the highest age.  Sum Insured Options: 2/3/4/5 10 & 15 lakhs Benefits  101 Day Care Procedures.  Cataract limit based on Sum Insured: Sum InsuredSub Limit 2 lacsRs.12000/- flat per policy period 3 to 5 lacsRs.20k for one eye and Rs.30K per policy period 10 to 15 lacsRs.30k for one eye and Rs.40k per policy period.

4. Sum Insured1 st slab2 nd slabMaximum accumulation 2 lacs10%5%15% 3 to 15 lacs 25%10%35% Benefits  Bonus Addition to Sum Insured in case of NO Claim during the previous year: Automatic Restoration of Sum Insured  Automatic restoration of Sum Insured 100% once the Basic Sum Insured is exhausted. Available from 3 lak SI  Restored Sum Insured cannot be used for the same disease for which the Basic Sum Insured has been used. Emergency Ambulance charges Rs. 750/- per hospitalization up to maximum of Rs.1500/- PPP

5. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Entry age (61-65) Yrs  Min SI: 3 lakhs to Max SI : 15 lakhs  Family Size : 2A  Co-Pay : 20% Allowable expenses Room rent based on city of treatment. Room rent based on city of treatment. A- City 2% of SI up to a max of Rs.5k per day for 2,3&4 lak SI and max of Rs. 7500/- for 5 lak SI and Rs. 10000 for 10 lak SI. A- City 2% of SI up to a max of Rs.5k per day for 2,3&4 lak SI and max of Rs. 7500/- for 5 lak SI and Rs. 10000 for 10 lak SI. B -City 1% of SI up to a max of Rs.3k for 2,3&4 lak SI per day and a max of Rs.7500/- for 5 lak SI and Rs.10000 for 10 lak SI. B -City 1% of SI up to a max of Rs.3k for 2,3&4 lak SI per day and a max of Rs.7500/- for 5 lak SI and Rs.10000 for 10 lak SI. C -City 1% of SI up to a max of Rs.2k for 2, 3&4 lak SI per day and a max of Rs 7500 /- for 5 lak and Rs. 10000 for 10 lak SI. C -City 1% of SI up to a max of Rs.2k for 2, 3&4 lak SI per day and a max of Rs 7500 /- for 5 lak and Rs. 10000 for 10 lak SI.

6. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING Premium to be charged based on two tier rating: Zone 1 : Delhi (including Gurgoan, Noida, Ghaziabad & Faridabad), Bombay including - Thane and the Entire State of Gujarat. Zone 1 : Delhi (including Gurgoan, Noida, Ghaziabad & Faridabad), Bombay including - Thane and the Entire State of Gujarat. Zone 2: Rest of India Zone 2: Rest of India Exclusions Any disease contracted during the first 30 days from the Policy commencement

7. STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED PERSONAL & CARING First year Exclusions Benign Prostrate Hypertrophy HerniaHydrocele Congenital Internal disease & defect Fistula / Fissures in anus Piles Sinusitis and related disorders Treatment of gall stones and renal stones First two years Exclusions cataract Hysterectomy for Menorrhagia or Fibromyoma for Knee and / or Joint Replacement than caused by accident) Prolapse of intervertibral disc (other than caused by an accident) Varicose Veins and Varicose ulcers.