1. Catholic Mutual Diocese of New Ulm Principals Risk Management Presentation Monday November 16, 2015 Diocesan Pastoral Center

2. Non-profit organizationNon-profit organization Administers Self-Insurance Programs for Arch/Diocese throughout the U.S.Administers Self-Insurance Programs for Arch/Diocese throughout the U.S. Property, Casualty, Liability, Automobile & Workers Compensation coverageProperty, Casualty, Liability, Automobile & Workers Compensation coverage Diocesan “Care & Compassion” FundDiocesan “Care & Compassion” Fund Locally staffed officeLocally staffed office CatholicMutual Catholic Mutual

3. Services Include Services Include Investigation and processing of claimsInvestigation and processing of claims Risk ManagementRisk Management Contract reviewContract review Certificates of InsuranceCertificates of Insurance Annual Insurance SeminarAnnual Insurance Seminar Appraisals of new property/additionsAppraisals of new property/additions And more in store…And more in store… CatholicMutual Catholic Mutual

4. RISK MANAGEMENT A pro-active approach to your day-to-day operations to help limit & reduce liability exposure for your parish, school & the Diocese of New Ulm CatholicMutual Catholic Mutual

5. Lofts in schools No lofts in classrooms –Injuries –Unsupervised

6. Catholic Mutual Mercury-Free Schools –Science classrooms Homemade barometers, thermometers, etc. –Nurse’s Office Alternatives to conventional thermometers –Counties may have programs in place to identify mercury sources and possible funds available to replace them with safer options –We continue to have claims and calls about disposal…BE SURE YOU DON’T HAVE ANY MERCURY IN YOUR SCHOOL

7. Catholic Mutual School Security Procedures –Lock Downs & Fire Drills 5 each per year –All entrances must be locked or monitored Cameras/buzzer entries –Tornado warning safe zones –Evacuation maps in each room –Number each entrance for emergencies –School Security Guidelines

8. Catholic Mutual –Parent Permission Slips Required for all activities off-campus New slip for every activity –No blanket permission slips No verbal permission allowed No changes in language If parents won’t sign the slip… –Child doesn’t go –Parent can come along as a chaperone

9. Catholic Mutual Transportation ”Meet at” option is the best Contracted Transportation –When parents drive for school functions Their own insurance covers their vehicle Excess insurance through your program if.. –Minimum of $100k/$300k in coverage

10. Catholic Mutual Carpooling –Not a school program –Don’t publish or distribute a list of names for the Car pools Parents must arrange on their own, otherwise –Background checks on all drivers –Driver Information Sheets for all drivers –Online Training – “Be Smart – Drive Safe” –You will get involved in schedule conflicts…

11. Catholic Mutual Volunteers –Adult Liability Waivers signed where appropriate –Essential Three completed Background check Virtus training Code of conduct –Don’t set a volunteer up to fail Appropriate tasks for an individual’s skills and abilities Always train volunteers on the safe use of equipment -Document training

12. Catholic Mutual Catholic Mutual Group provides training to assist in loss prevention and risk management. These courses currently include: --Fire Safety --Preventing Slips, Trips & Falls --Preventative Maintenance Church --Transportation – Is It Necessary and Ministry-Based? --Youth Ministry Everything Matters and Everyone has a Role --Safe & Successful Parish Festivals --The Business of the Church *Best Practices in Human Resources * Best Practices for Facilities Usage Management *Best Practices for Financial Management & Cash Handling --Be Smart – Drive Safe --Church Transportation – Is It Necessary and Ministry-Based?

13. Catholic Mutual ONLINE TRAINING Go to www.catholicmutual.org Click on “Member Login” Log in using the log in name “0198new” and the password “service”

14. Catholic Mutual Diocese’s Self-Insured Retention Rebate Program Earn 20% Rebate on Insurance Program Premium Must complete application confirming compliance with Risk Management Procedures Contract / Certificate Review Basic Employment Procedures in place On-line Training for employees Capital Repair / Replacement program Documentation & Evidence of insurance for Independent Contract & Facility Users

15. Catholic Mutual Group