1. Client (Large Buyer) Supply Chain Vendors (Sellers) 4. Supplier makes online request for early payment on Day 7 & receives ACH payment (Day 8) Liquid Capital SCPay Platform 1. Supplier completes sale of goods or services & invoices transaction on net 60 day terms set by Buyer (Day 1) 2. Buyer approves invoice & downloads to Platform (Day 5) 3. Email to Supplier notifying that invoice is approved (Day 5) 5. Early payment funded by either Client or Liquid Capital at Client’s election (Day 8) 6. If Client elects to maximize float, Client pays Liquid Capital on due date (Day 60) Benefits to Suppliers Benefits to Clients (Buyers)  Suppliers better able to manage cash flow  Positive working capital benefits  Suppliers notified of invoice approval  Access to platform to track invoices  Payment is made by ACH - no waiting for check  Standardize payment terms on secure EDI platform  Reduce Cost of Goods Sold by sharing in discounts  Improved Cash Flow  Strengthen Supply Chain financially  Quantifiable administrative savings SCPay Flow Diagram & Benefits to Client & Suppliers

2. Client (Large Buyer) Supply Chain Vendors (Sellers) 4. Supplier makes online request for early payment on Day 7 & receives ACH payment (Day 8) 1. Supplier completes sale of goods or services & invoices transaction on net 60 day terms set by Buyer (Day 1) 2. Buyer approves invoice & downloads to Platform (Day 5) 3. Email to Supplier notifying that invoice is approved (Day 5) 5. Early payment funded by either Client or Liquid Capital at Client’s election (Day 8) 6. If Client elects to maximize float, it pays Liquid Capital on due date (Day 60) SCPay Flow Diagram Liquid Capital SCPay Platform

3. Invoice Received Financed by Liquid Paid to Liquid by Client Approved invoices received from Client Supplier draws down funds as required. They decide timing Client pays Liquid on normal terms Processing discount (minimum) + Interest calculated between finance date and due date Supplier View