1. REMEMBER Why are elderly people likely to live in poverty. Give 4 reasons.

2. Elderly and Poverty Weekly state pension of £102.15 not enough to live on. Women may only get a smaller pension as they have taken maternity breaks during their working lives. Lack of family who can give financial support Lack of savings May not have a private pension to top up a state pension. Fuel Poverty

3. WHAT I AM LEARNING TODAY? About fuel poverty. What the Scottish Government is doing to tackle it.

5. WHAT IS FUEL POVERTY? Fuel Poverty is when it would take more than 10 per cent of the family’s income to heat a home to an acceptable standard. The Scottish Government has a target to end fuel poverty by 2016. More than one in four households in Scotland are fuel poor.

6. WHO SUFFERS? More than one in four households in Scotland suffer. Fuel poverty will be higher in areas where there are higher numbers of pensioners, long term sick and disabled people.

7. CAUSES Three factors influence whether a household is in fuel poverty. Low household income. The costs of heating a property form a greater proportion of total income for those on low incomes. Fuel costs. Higher prices reduce the affordability of fuel. Prices of different types of fuels can vary considerably, as can the availability of different fuels in different areas, and of different types of heating systems. This affects the ability of consumers to exercise choice. Energy efficiency. The thermal quality of the building and the efficiency of the heating source determine the amount of energy that must be purchased to heat the home adequately. The Scottish Government will ensure that by November 2016, so far as is reasonably practicable, people are not living in fuel poverty in Scotland.

8. Consequence of Poverty Fuel poverty is a consequence of poverty and could be included in an answer about what happens to people who live in poverty, especially the elderly.

9. WHAT IS THE SCOTTISH GOVERNMENT DOING? Energy Assistance Package The Energy Assistance Package is a holistic package to help maximise incomes, reduce fuel bills and improve the energy efficiency of homes. It replaces the Central Heating and Warm Deal programmes.

10. Cold Weather Payments This is extra money towards heating costs during a week of very cold weather. A person may get this payment if they receive one or more of the following benefits: Income Support JSA Employment and Support Allowance Pension Credit

11. Winter Fuel Payments Yearly payment made to households with any person aged 60+ Do not need to be on any other benefits to qualify for it Amount paid depends on circumstances