1. Members: 05BE2 张丽丽，刘瑶玲，郭春玲，徐晶晶

3. Introduction China Construction Bank was incorporated in China in 1954. It is a state owned bank operating in a commercial capacity. It is in key market segments in corporate banking, personal banking and treasury operations.

4. D eposit services C redit card services E xchange foreign currency S ecurities agent P ersonal loan S mall enterprises loan …

5.  Open a saving deposits bankbook.  Deposit your RMB and foreign currency  Record the usage of your funds with the bankbook  Demand deposits bankbook & term deposits bankbook.

6. Convert the foreign currency into other foreign currencies. The RMB at the exchange rates set by the People’s Bank of China at a CCB foreign currency counter.

7. Personal Loans  Personal Housing Loans ersonal purchase credit Personal auto loans ersonal operation loans Personal business loans

8. Housing Loan Application Process: (1) File an application (2) Sign a contract (3) Open an account (4) Disburse the loan (5) Make timely payment (6) Loan settlement

9. Auto Loans Application : ξBξB orrower submits application documents. ξBξB ranch check credit rating, conduct assessment. ξBξB ranch will examine the qualified applications ξIξI f passing, completing contract signing, loans payment, mortgage or pledge. ξDξD isburse loans.

10.  Fill out application form & submit required documents.  Customer manager has on-site examination.  Branch processes paper work & transfers funds.  Borrower makes timely repayment over the counter.  After paying off, get the pledge or mortgage back.

11. Small & Medium- sized Enterprises

12. ¶A¶Application( 受理 ) ¶C¶Credit rating （评级受信） ¶ U¶ Use of credit （ 额度支用 ） ¶G¶Granting loans （ 贷款发放 ） ¶R¶Repayment （ 还款 ）

13. Bye bye !!