1. Raising Community Capital using DPOs CuttingEdgeCapital.com @CuttingEdgeCap @JennyKassan

2. Oakland Pinball

3. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $1 $

4. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $2 $

5. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $3 $

6. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $4 $

7. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $5 $

8. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $6 $

9. Impact Hub Laurel Books Issues 25 th St. Collective New Parkway Rock Paper Scissors Awaken Red Bay Coffee Local wealth: $$$! $

10. Securities Law 101

11. Kansas Adopted the First Securities Law in 1911

12. Federal securities laws were adopted in 1933 and 1934

13. Crowdfunding vs. Securities Offering VS

14. Basic Rules: 1.You must register with the state and federal government before you can offer or sell securities 2.Registration means filing and getting approval for an extensive disclosure document 3.But there are some exceptions to this rule...

15. Accredited Investors At least $1 million in net worth excluding primary residence or $200,000 in annual income $5 million for entities

16. Direct Public Offerings

17. A DPO is an investment offering Made using public advertising That allows an unlimited number of accredited AND unaccredited investors Made directly to investors (no middleman) DPOs are Legal NOW (they have been for decades!)

18. How is a DPO legal?

19. 1.Federal exemption from registration requirement Intrastate Rule 504 Nonprofit Farmer co-op 2.State registration (or exemption for co-ops, ag co-ops, nonprofits, etc.)

20. Massachusetts Worker Cooperative (conversion from sole proprietorship) Offering non-voting preferred stock Raised $500,000 from Vermont and Massachusetts residents in 2 months

21. Interest paid in credits toward product Raising funds from California residents – multi-year offering Have raised over $2 million so far

22. People’s Community Market Offering non-voting preferred stock/discount AND gift cards 3% annual cumulative dividend with exit after 7 years Raised $1.2 million!

23. Offering common stock Open to Washington residents $100 minimum Raised $750,000 and opened store

24. Offering notes to investors in almost all 50 states $1,000 minimum investment

25. Pioneer Valley Grows Bay Area Food and Farming Fund Mendocino Economic Development and Financing Corp Ceednet Community Funds Coming Soon!

26. DPOs in Louisiana 1.Registration by qualification – requires audited financials 2.Registration by notification – continuous operation for at least 5 years; positive cash flow; becomes effective in 5 days 3.Small issue registration 4.Nonprofit issuer registration – trust indenture, becomes effective in 5 days 5.Securities of agricultural co-ops are exempt Fee = 1/10 of 1% of the aggregate price of the securities to be registered Minimum = $100, Maximum = $1,000 Plus $250

27. Where do you find DPOs?

28. DPO Marketplace

30. Q & A CuttingEdgeCapital.com