1. CoPower ONE And You’re Done. It’s Easy.

2. CoPower ONE TM features comprehensive packages of dental, vision and life coverage at a blended rate per employee.

3. CoPower ONE offers quality coverage underwritten by three trusted carriers Some coverage highlights: Choice of three Delta Dental networks Ortho down to 5 lives Enhanced life up to $150k for 10+ groups 100% accelerated benefit, full EAP, travel assistance and more!

4. Flat 10% commission ONE simplified application ONE blended rate ONE dedicated point of contact 24-hour average group turnaround time No administration fee Open enrollment Two year rate guarantee

5. *Rates illustrated are per employee, per month. Rates may vary based on employer rating region, size, and industry code, and are effective January 1, 2015 through December 31, 2015. While the information and rates provided in this guide are believed to be accurate as of the print date, they are subject to change without notice. The information contained herein is summary in nature. Please contact CoPower for complete details or the most up-to-date information. MetLife Dental HMO plan benefits are provided by SafeGuard Health Plans, Inc. Plans with Delta Dental of California PPO SM Plans with DeltaCare ® USA

6. CoPower ONE Good requires a minimum of 2 enrolled employees on both PPO and DeltaCare USA CoPower ONE Better, Better Plus and Best require a minimum of 5 enrolled employees on PPO and a minimum of 2 enrolled employees on DeltaCare USA Groups with existing Delta Dental or Unum life coverage are not eligible for CoPower ONE

7. Empower is a full featured, groundbreaking, online administrative tool that allows you to: Track the growth of your commissions Manage all your groups easily Quickly add and terminate members View your groups’ billing and payments instantaneously Streamline administrative burdens View upcoming renewals Best of all, signing up is free and easy.

8. All CoPower members gain free access to our portfolio of value-add products, including HR Support Center for all employers. HR ANSWERLINK FREE 24/7 access to online HR support and a wide variety of Human Resource and compliance topics. DISCOUNT RX CARD FREE card with up to 75% discounts on prescription drugs. Honored at more than 56,000 pharmacies! WILD AT WORK Members enjoy savings on dining, theme parks, shopping and a host of other services. ESSENTIAL WEBINAR This webinar is held twice a month and offers information on CoPower services, Empower and value-add services.

9. Dedicated Group Representative Single point of contact New group onboarding & orientation webinars Phone, email or online chat support Giving you an experience that is dynamic, empowering, relevant and sensible.

10. Thank You! 888.920.2322 | sales@copower.com