1. Interest Rates BY: Alland Odisho

2. ANZ Credit card: Interest rate on purchases 18.99% p.a. 3 Interest rate on cash advances 20.74% p.a. 3 Interest free days 6 on purchases Up to 44 days Minimum credit limit $1,000 Annual account fee $30 Home loan Term Interest rate 1 year 6.84% p.a. 2 years 7.23% p.a. 3 years 7.44% p.a. 4 years 7.74% p.a. 5 years 7.94% p.a. 7 years 8.34% p.a. 10 years 8.65% p.a.

3. Commonwealth Bank Credit card Interest rate 20.49% p.a. on purchases and 21.49% p.a. on cash advances Up to 55 days interest-free on purchases Annual fee $89 (or $59 for qualifying customers) Home loan 1 Year Fixed 7.09% p.a. 2 Year Fixed 7.29% p.a. 3 Year Fixed 7.44% p.a. 4 Year Fixed 7.94% p.a. 5 Year Fixed 8.04% p.a. 7 Year Fixed 8.39% p.a. 10 Year Fixed 8.49% p.a. 15 Year Fixed 8.54% p.a.

4. NAB Credit Cards Low annual card fee of $30 1 Link to your FlyBuys membership 2 at no additional cost and earn points towards a great range of awards Up to 44 days interest free on purchases 3 Additional cardholder at no extra cost 4 Emergency travel assistance 24 hours a day, 7 days a week 5 Available as NAB Visa Classic or NAB MasterCard Home loan 1 year 6.94% pa 2 years 7.29% pa 3 years 7.29% pa 4 years 7.79% pa 5 years 7.99% pa 10 years 8.19% pa

5. Westpac Credit Cards No points capping or expiry 3.99% p.a. on balance transfers for up to 6 months 3 Interest rates (variable): 19.64% p.a. on purchases, 21.24% p.a. on cash advances Annual fee - $100 Paperless e-statements available Home loans Fixed Options (fixed for 1 year) 6.89% p.a.

6. Aussie Homeloans Credit cards A low ongoing interest rate on purchases, currently 12.99%p.a.¹ Up to 55 days interest-free credit on purchases^ A low annual fee of only $49. 24/7 online account access or over the phone. Fraud protection – and the confidence of knowing we’ll call you if we spot any suspicious use of your credit card. Home loans 1 year fixed 6.64% 2 year fixed 7.14% 3 year fixed 7.34% 4 year fixed 7.69% 5 year fixed 7.79%