1. Financial, Economic, Business, and Entrepreneurial Literacy

2. Contact Mr. Pearson steven.pearson@woodbridge.k12.nj.us Mr. Pearson's Schedule: Fall 2015 Block 1: Financial Literacy (Room 231) Block 2: Professional Block 3: Financial Literacy (Room 231) Block 4: BR duty (new wing)

3. Proficiencies Apply reliable information and systematic decision making to personal financial decisions Evaluate financial information from a variety of sources and make financial decisions by systematically considering alternatives and consequences Understand taxes and citizen financial responsibilities Evaluate investment alternatives and identify diversified investment strategies compatible with personal goals

4. Use a career plan to develop personal income potential Create a financial plan Organize personal finances and use a budget to manage cash flow Identify the costs and benefits of various types of credit Explain the purpose and importance of health, disability, property, liability, and life insurance protection and create a personal insurance plan Complete an inquiry based project as it relates to a current global financial situation

5. Discuss ethical dilemmas as they apply to different financial situations Investigate how agencies that regulate financial markets protect investors

6. 45 day course Minimum of 6 major / 20 minor assessments (50%/50%) Quizzes, Tests, Papers, and Projects

7. Fire drill School Emergency Plan School wires Grading Policy Attendance Lates Bathroom Lunch

8. No Food and/or Drinks allowed Electronics policy Be in class before the bell rings Remain seated until the bell rings

9. Arrive to class on time or present a late pass if tardy. Two lates will result in a written referral to the office. Six lates will result in a loss of credit for the class. Be organized and prepared for class. You must bring your notebook, homework, folder and a pen or pencil to every class. Please raise your hand before speaking out loud in class. Do not speak while the teacher or other students are speaking.

10. Ask questions and participate as much as possible. Treat others (and their property) the way you want to be treated. Always respect yourself, others and the school. Cell phones, ipods, or any other electronic devices are not allowed in class. Keep bathroom use to a minimum. When you must use the bathroom please return as quickly as possible.

11. Unit I Income-Learning to Earn (6 days) Your Income and Your Career Finding and Applying for Jobs Interviewing and Pre-employment Testing Success from the Start Promotions and Lifelong Learning Entrepreneurship: Owning Your Own Business

12. Unit II Managing Your Money (12 days) Establishing Healthy Financial Habits Sharing as Part of a Financial Plan Keeping Records and Paying Taxes Defining Your Goals Working Out Your Budget Using Your Budget Basic Banking Concepts Checking Account Tools Using a Checking Account

13. Unit III Saving and Investing (5 days) Savings Goals Savings How-To Stocks, Bonds, and Mutual Funds Other Types of Investments Advice, Information, and Transactions

14. Unit IV Spending Wisely (13 days) Needs vs. Wants Advertising Making Buying Decisions Transportation Choices Buying and Maintaining a Car Alternatives in Housing Buying a Home Buying Food

15. Unit IV cont. Buying Clothing Increasing Consumer Awareness Basic Consumer Rights

16. Unit V Credit and Debt (5 days) Advantages and Disadvantages of Credit Types of Credit Obtaining Credit Using Credit

17. Unit VI Financial Risk Management (4 days) Insuring Your Auto Insuring Your Home and Property Choosing Health Care Insurance Buying Life Insurance