1. Why We Buy The Psychology of Spending Insert logo here

2. America – Spenders, Inc. 146 – the number of hours we spend each year searching for things to buy 2/3 – the fraction of all purchases that are impulse buys 18 months – the age that kids recognize logos 40,000 – the number of TV ads that kids see each year 15 million – the number of American shopaholics $2 trillion – the amount of debt we rack up each year

3. Resource Management What type of products and services do you enjoy spending money on? ----- How are you a “good” spender? ----- How would you like to change your spending habits?

4. Who’s Pushing Your Buttons? Advertising Experiential shopping Media So many goods SocietyFriendsFamily Easy credit

5. Your Money Personality HoarderSpenderPlannerDreamerMergerSeparatistRisk-takerRisk-avoider

6. Spend on Saving Live below your means Automatically deduct for savings Make savings an expense

7. Control Spending Stay clear Timeout Use a list Splurge smartly Track your money Call a friend

8. Know Yourself Will I use this product? Do I really need this product? What if I wait? How do I feel right now?

9. Why We Buy The Psychology of Spending Insert logo here