1. Team 4 Presentation Albert Grana Dexter Dimasuay Johnnie Evans Julia Francis

2. Team Members Albert Grana - Summarizer Dexter Dimasuay – Jack of All Trades Johnnie Evans - Organizer Julia Francis - Techie

3. Type of Project Personal Investing Options

4. Topics Selected Investing and Saving for College – Types of savings accounts; tax consequences; prices of college adjusted for inflation Comparison of a Roth IRA and a Regular IRA – Who can contribute; what are the limits; tax consequences

5. Cases College Savings – Joe & Mary have a new baby and they want to make sure it can go to an expensive private school. (If they can’t afford that, it’s their alma matter Cal Poly). We will create several savings plan options for them, and compare the results at different interest rates.

6. Cases IRA Account – Bob is 30 and self-employed. He wants to make sure that he will have enough money for retirement. He has heard about “IRA”s and “Roth IRA”s but is confused – which is better? What is the difference? We will compare the two plans, determine under which circumstances one is better than the other; and and compare the results at different interest rates

7. Resources ING Direct 529EducationPlan.com Saving For College Fidelity Investments Charles Schwab Investments Money Magazine