1. HSFPP2007 Financial Literacy for a New Generation

2. Megan O’Neil-Haight Finance Educator 410-632-1972 Worcester, Wicomico & Somerset Counties University of Maryland Cooperative Extension oneil@umd.edu Okarsamaa Brooks-White Finance Educator 301-868-9366 Prince George’s & Charles Counties University of Maryland Cooperative Extension obwhite@umd.edu

3. What is NEFE? The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all Americans acquire the information and gain the skills necessary to take control of their personal finances.

4. Program Background The program is strictly noncommercial in content and all materials have always been provided in bulk at no cost.The program is strictly noncommercial in content and all materials have always been provided in bulk at no cost. 5 th Edition 20075 th Edition 2007 United States Department of Agriculture – Cooperative State Research, Education and Extension Service (CSREES) and participating Land-Grant University Cooperative extension ServicesUnited States Department of Agriculture – Cooperative State Research, Education and Extension Service (CSREES) and participating Land-Grant University Cooperative extension Services Credit Union National Association (CUNA)Credit Union National Association (CUNA) America’s Credit Unions TMAmerica’s Credit Unions TM Junior Achievement (JA)Junior Achievement (JA)

5. Where Is It Taught? Generally taught by public and private school teachers in grades 11 -12 classroom settingsGenerally taught by public and private school teachers in grades 11 -12 classroom settings Unique environments including:Unique environments including: Native American reservations, 4-H clubs, Technical schools, Juvenile detention centers, Boys and girls clubs, Inner-city community education programs, Summer youth camps, Adult education centers, Churches, Military installations

6. HSFPP2007 Many Teaching Opportunities for Outside Financial Professionals Tested in Classrooms Continuous Learning Powerful NEW Web Presence Program promotion materials at your fingertips

7. HSFPP2007 Step-by-step learning introduced in bite- sized portions

8. Continuous Learning for Students From the Home In the Classroom From the Internet Book HSFPP STUDENT’S WEB SITE

9. Continuous Learning for Teachers FromNEFE From HSFPP Nat’l Network HSFPPTeacher’sPortal InstructorManual HSFPP TEACHER’S WEB SITE StudentGuide

10. Continuous Learning for Parents From the Classroom HSFPP Book FromNEFE HSFPP PARENT’S WEB SITE

11. www.nefe.org

12. Parent Web Portal

13. Student Web Portal

14. Written With Teens in Mind Clearly Defined Objectives HSFPP2007 Unit One Your Financial Plan: Where it All Begins AttractivelyIllustrated Real World Learning

15. HSFPP2007 Unit Two Budgeting: Making the Most of Your Money

16. HSFPP2007 Unit Three Investing: Making Money Work for You

17. HSFPP2007 Unit Four Good Debt, Bad Debt: Using Credit Wisely

18. HSFPP2007 Unit Five Your Money: Keeping it Safe and Secure

19. HSFPP2007 Unit Six Insurance: Protecting What You Have

20. HSFPP2007 Unit Seven Your Career: Doing What Matters Most

21. PresentationVisuals Data Disk Student Guide Instructor Manual HSFPP2007 Web Sites / Web Tools / Web Games Online Training

22. To Order Materials: Lanell Daniel-Knight, Project Assistant NEFE High School Financial Planning Program National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 (303) 224-3511 (telephone) (303) 220-0838 (fax) ldk@nefe.orgLanell Daniel-Knight, Project Assistant NEFE High School Financial Planning Program National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 (303) 224-3511 (telephone) (303) 220-0838 (fax) ldk@nefe.org ldk@nefe.org

23. Questions About the Program? John Parfrey, Director NEFE High School Financial Planning Program National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 (303) 224-3516 (telephone) jp@nefe.orgJohn Parfrey, Director NEFE High School Financial Planning Program National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 (303) 224-3516 (telephone) jp@nefe.org jp@nefe.org

24. HSFPP2007 Financial Literacy for a New Generation