1. Insurance Insurance doesn’t eliminate risk, it transfers the risk to others. Insurance is a moving target, it should always be changed.

2. Life Insurance Do I need life insurance? How much should I have? – Immediate needs – On-going – Future

3. Life Insurance What kind of insurance do I need? – Term – Universal – Whole Life – Variable

4. Long-term Insurance lifehappens.org

5. Disability Insurance YOUR BIGGEST ASSET IS YOUR ABILITY TO WORK!!

6. Home or renters insurance

7. Health Insurance Covered in high school until you are 18 years of age. Covered in college until you are 26 years of age.

8. Auto Insurance