2. LOANS UNDERWRITING LLC Enhancing Value For Our Clients

3. FREQUENTLY ASKED QUESTIONS WHAT DO YOU DO, YOU GUYS? HOW DO YOU GO ABOUT UNDERWRITING LOANS? HOW MUCH DOES A TYPICAL LOAN COST TO UNDERWRITE? HOW LONG DOES IT TAKE YOU TO UNDERWRITE A LOAN? HOW DO WE GET STARTED?

4. WHAT DO YOU DO? WE PROVIDE CONTRACT COMMERCIAL LOANS UNDERWRITING SERVICES TO LENDERS, REMOTELY: Analyzing financial and other information to determine the borrower’s capacity to borrow and service debt Reviewing performance of existing loans

5. HOW DO YOU UNDERWRITE LOANS? We provide our services off-site Lenders gather and email or share loan documentation with us, securely We perform Due Diligence on the potential borrower We analyze and interpret information We make informed recommendation to the lender for approval or denial of the loan

6. HOW MUCH DOES A LOAN COST TO UNDERWRITE? Loan analysis comprises several pieces of financial information Our fees are itemized, i.e., each piece of the analysis is priced separately The total fee for underwriting a loan depends on the number of items analyzed and the complexity of the loan The lending criteria of the lender determines the items to be analyzed Our fees guide is available on request, here: http://www.loansunderwriting.com/pages/assignmentchecklistca.aspx

7. WHAT IS YOUR TURNAROUND TIME? Standard turnaround time is 2 – 3 days, depending on the volume of loan documentation Express underwriting takes 1 - 2 days depending on the volume of loan documentation

8. HOW DO WE GET STARTED? Ask, get and approve our quotation Sign our engagement contract Advise your loan lending criteria If you do not have a lending criteria, engage us to write one for you Send the loan documentation securely to us for analysis Finally, a credit memorandum with our recommendation will be sent to you THANK YOU FOR YOUR PATIENCE